Inlanta’s Partnership with Vets

Inlanta’s Partnership with Vets

Our veterans have made the ultimate sacrifice to protect our freedom. And Inlanta Mortgage believes in paying tribute to these heroes every day by partnering with them in many ways, every day, including:

VA Loans

Inanta is proud to offer our veterans and active military personnel VA mortgage loan options to help our heroes purchase or refinance a home. Designed specifically for service members, veterans and eligible surviving spouses, these mortgage loans offer excellent benefits including:

  • No money down
  • No PMI* (primary mortgage insurance) required
  • More flexible credit guidelines

*PMI is typically required when purchasing a home with a down payment under 20%, and the payment is added to your monthly mortgage payment.

Pets for Vets

It’s our mission to help everyone achieve the dream of homeownership, including our returning service members who may find their transition to civilian life difficult. It’s important to have someone special waiting for them at home to provide friendship and comfort to make that transition easier. That’s why we’ve partnered with Pets for Vets, an organization that adopts shelter dogs, trains them and pairs them with a veteran in need, to donate a portion of every loan closed through the end of 2018. For more information on Pets for Vets, click here: https://www.petsforvets.com/

Homes for Heroes

Homes for Heroes is the largest nationwide network of affiliate real estate, mortgage and local business specialists committed to providing easy ways for heroes to save on a home. The organization was established shortly after 9/11 to give back to firefighters, EMS, law enforcement, military (active, reserves & veterans), healthcare professionals and teachers. Team Inlanta has a network of Homes for Heroes mortgage professionals that are supporting its mission to help our heroes achieve the dream of homeownership. To find an Inlanta Homes for Heroes lender in your area, contact us today.

Inlanta Veterans

We’re honored to have military veterans on our Inlanta team who personally understand the sacrifice and selflessness of our vets and active military personnel. They are thrilled to have the opportunity to help their fellow veterans achieve the dream of homeownership and are prepared to help those who have served and their families obtain a mortgage loan. Contact us today if you’d like to find a veteran lender in your area.

Happy Veterans Day to all those who have served for our country and for our freedom!

Halloween Safety Tips

Halloween is just around the corner! While this haunting holiday is often a magical time of year for kids filled with candy, costumes, trick-or-treating, pumpkin carving, and more, parents know that Halloween festivities can turn from fun to scary quickly.

That’s why we’ve put together some top tips to help keep you and your family safe this Halloween.

Trick or Treat Tips:

  • Make sure kids under 12 are always accompanied by an adult during trick-or-treat
  • For older kids who plan to go alone with friends, discuss specific routes and a timeline
  • Remind your kids about stranger danger, and to never get into a car with someone they don’t know
  • Have kids use the buddy system to ensure no one gets lost or separated
  • Instruct children to walk slowly, look both ways before crossing the street, use crosswalks and follow traffic signals
  • Adults need to stay off electronics and keep their heads up and vision clear at all times. Older kids should do the same
  • Keep your kid’s costumes safe by adding reflective tape and stickers, and avoid masks that can obstruct vision. Consider using face-paint instead
  • Offer your kids flashlights or glow sticks to carry with them to help light the way and make them more visible to cars
  • If you’re out and about, drive more slowly and stay extra alert through residential areas, and enter/exit driveways and alleyways with caution
  • If you’re attending a party, drink responsibly and arrange for a designated driver to get home safely

For more on Halloween safety, please visit the National Safety Council website today. We hope these tips help prepare you to have a safe and spooky fun holiday. Happy Halloween from all of us at Inlanta Mortgage!

Budget-Friendly DIY Projects for New Homeowners

Budget-Friendly DIY Projects for New Homeowners

Investing a little time, effort, and cash into your home can make a big difference in improving the way your home looks and feels. If you’re looking for a few quick and easy ways to upgrade your space, these budget-friendly projects can be done in almost no time at all without the help of hired professionals.

Dress Up Your Front Door

You’d be surprised what a fresh coat of paint, some new hardware, and additional outdoor lighting can do to really wow your visitors at your entryway. Try adding a bright new welcome mat, a couple plants, a front door wreath, or new house numbers for an extra special touch. This project can be done in a quick weekend and make all the difference. For front door inspiration, click here to visit our Pinterest page.

Spruce Up Your Walls

It’s no secret – adding a fresh coat of paint is one of the quickest, easiest, and most budget-friendly ways to completely transform the look of a room. Whether you choose to paint a single wall or an entire room, new paint can hide old scuff marks and make your home feel brand new. If painting isn’t your thing or you’d like to try something different, installing an accent wall is a trendy way to upgrade your space without picking up a paintbrush. For instructions on how to complete an easy DIY shiplap wall – click here.

Add/Upgrade a Ceiling Fan

An old ceiling fan can be an eyesore in any home. Upgrading your current fan or installing a new one can help improve the look of your home as well as increase your home’s resale value. While this DIY project may be a little pricier up front, it’s important to keep in mind that it can actually help you save money on your energy bill in the long run as ceiling fans help to circulate cool air in the summer and disperse heat in the winter. While there is electrical work involved, it is possible to install a new ceiling fan on your own as long as you take the proper safety measures and follow instructions. Check out this how-to video from the Home Depot or this article from DIY network before you get started.

Kitchen Cabinet Refresh

Are your kitchen cabinets old and outdated? While you may be dreaming of installing brand-new, gorgeous, HGTV worthy cabinets, the expense to replace them is less than dreamy. The good news is, if you’re up for the challenge and won’t mind a little chaos in your space for a short time, painting the kitchen cabinets on your own is possible and can make a big difference in transforming the way your kitchen looks. Here are 25 Tips for Painting Kitchen Cabinets from DIY Network to help get you started on the right track.

Plant a Flower Garden

Instantly boost your home’s curb appeal in a quick and easy way by planting some flowers and shrubs. A well-maintained garden can keep your outdoor space looking fresh and beautiful as long as it’s regularly tended to. Missing that green thumb and unsure of where to start? Begin by weeding your planting space and removing any debris, then check out this article on How To Plant Flowers from The Home Depot.

We hope these budget-friendly DIY projects will help you make your house a home!

All About VA Loans

All About VA Loans

As we celebrate our nation during July, we’re reminded that we live in The Land of the Free because of The Brave Who Served and Sacrificed for us.

To our veterans and active military personnel, we tip our hats to you, and to your sacrifices that make our freedom possible. We are committed to making your dream of homeownership possible with our VA mortgage loan options.

What is a VA loan?

A VA (Veterans Affairs) mortgage loan is designed specifically for service members, veterans, and eligible surviving spouses, offering excellent benefits that allow eligible VA borrowers to purchase a home with:

  • No money down
  • No PMI* (primary mortgage insurance) required
  • More flexible credit guidelines

What Can You Do with a VA Loan?

A VA loan is similar to any other conventional loan, allowing you to:

  • Purchase a home or condo
  • Build a new home
  • Refinance your current home
  • Make improvements on your current home, such as adding energy efficient features

Who is Eligible^?

In order to be eligible for a VA mortgage loan, veterans and surviving spouses must meet requirements based on available entitlement and years of service. To learn more about our VA mortgage loans, contact your local Inlanta loan officer today.

Finally, to all of those who proudly serve or have served in our US military, we thank you for your service!

 

*PMI is typically required when purchasing a home with a down payment under 20%, and the payment is added to your monthly mortgage payment.

Top Tips for a Successful Relocation

Top Tips for a Successful Relocation

Moving can be stressful. Add in relocating to an entirely new area and moving can be downright overwhelming. Never fear –Inlanta Mortgage is here to help you through the process!

Here are our top tips for a successful relocation:

  1. Leaving it all behind

Whether you own a home or are renting, make sure to give yourself and your family enough time to make arrangements to sell your home or get out of your current lease.

  • Renters: Check your rental agreement for instructions and plan on giving your landlord the required notice before you vacate the property.
  • Homeowners: Contact a trusted real estate agent in your area to discuss the necessary steps to begin the selling process. If you plan to purchase a home in a new state, be sure to contact your local Inlanta area loan officer to help you seamlessly through the process.

 

  1. Making a Budget

Are you relocating for a new job? Check with your employer to see what costs they’ll cover. Some companies will pick up moving expenses entirely, while others may reimburse you for only certain services, an established dollar amount, or not at all. Once you know what’s covered, make sure to factor in travel expenses such as hiring movers, rentals, boxes, shipping your items, gas, flight, hotel, insurance, deposits, and more.

 

  1. It’s Give or Take

Now that you have your budget, it’s time to take inventory of everything you own to determine what you value and need the most. Determine if some items would be more cost-effective to sell or leave behind, such as bulky furniture or appliances, and make a plan to get rid of them by having a garage sale, selling online, or donating them. If you’re moving yourself, be sure you have enough moving blankets, boxes and strapping tape to accommodate your stuff.

 

  1. Getting it Done

Now for the big question: Logistics. How will you move your items and your family? Are you able to move your stuff on your own, or will you need to hire professionals? This is the time to nail down your relocation process and research your options to figure out what’s right for you. Look into different truck rental companies, shipping container companies, and movers to discuss rates, advantages, disadvantages, etc., to help make your decision.

 

  1. The Big Move

Often people forget the importance of making a “day-of” moving plan. Having this plan will ensure you and your family are fully prepared and keep your moving day stress-free. Keep these things in mind:

  • What goes in the car with you? Keep your valuables and important documents with you, along with any necessary food/drink. Consider packing a bag or two of items that you’ll need immediately in your new home, such as toys for the kids, a fresh change of clothes, toiletries, electronics, bedding, etc.
  • If traveling by car, service your vehicle before you leave to avoid any potential problems while on the road. Plan ahead for directions and any cash you’ll need for tolls/stops along the way.
  • Have pets? Plan for enough food and water for the trip and for the first few days in your new home, account for potty stops along the way, and create a safe place for them to travel.
  • Make it fun! Enjoy the excitement of your trip with music, movies, and stops along the way.

 

  1. Getting Started Over

Little things for your new home, like setting up electric, cable, and phone, can be easily forgotten during a big move. Before you go, set up your utilities so that your home is ready for you when you arrive. In addition, give your forwarding information to your post office so your mail is waiting for you at your new home.

 

Once you’ve arrived at your final destination, don’t forget to update as soon as possible your personal information for all your banking, insurance, investment and credit card accounts, obtain your new driver license, vehicle registration and license plates, and update any other key identification information.

 

We hope these tips will help make your relocation a success. If you have any questions regarding the home buying process, please connect with one of our loan officers today!