5 Ways to Love Your Home

5 Ways to Love Your Home

So, you’ve found your dream home – or at least the one with the potential to be your dream home. However, you may be feeling like something is “missing” or that your house just doesn’t feel like a home yet. Like any good relationship, the feelings you have about your home will ebb and flow, but you don’t have to abandon ship if you’re not feeling the love right now! We’ve put together a list of 5 ways you can put some love back into your home and fall in love with it all over again.

 

Make it personal.

Display photos of your favorite memories with family, friends, and/or your significant other. Paint an accent wall in your favorite color, or use that color in your accessories. Create an art gallery to display your kids’ artwork in a creative fashion. Showcase your Star Wars lightsaber collection (or any of your other favorite collectibles). Whatever makes you, you, give it its own special place in your home where you will see it regularly. Adding a personal touch goes a long way in making your home feel like your own.

 

Add natural beauty.

Buy a plant or flowers to add a touch of nature to your home.  Many living plants are air purifiers, bringing an actual breath of fresh air into your home. Don’t have a green thumb? These plants are low maintenance and air purifying (win-win)! Plants and flowers also boost your mood when you see them, which can be especially helpful during the cold and dreary winter months and you’re dreaming about spring & summer (Wisconsin, we’re looking at you!) Simply indulging in the occasional flower bouquet from your local grocery store can make you, and your home, feel special.

 

Create a Zen area.

Create an area in your home that is dedicated to peace and relaxation. Whether it’s a special reading nook for you to cozy up with your favorite book in or a space dedicated to meditation, prayer, or yoga, find a place in your home (or your garden) where you can retreat when you need time to re-connect with yourself and re-focus your mind.

 

Clean, de-clutter, and organize.

Seeing a mess can stress you out, so keeping your home clean, organized, and de-cluttered can help you enjoy your home more. Take some time to de-clutter and organize your house. Before you purchase any new items, find 10 items and either donate (if they’re in good condition) or throw them away (if they’re broken). Purchase some inexpensive storage containers at the Dollar Store or your local thrift shop. You can even turn cleaning and de-cluttering into a game: set a timer for 10 minutes and see how much you can de-clutter and organize before the timer runs out. If you live with someone, challenge each other to get the most cleaned and organized before the timer runs out – winner gets to decide what the reward is!

 

Have an attitude of gratitude.

It can be easy to focus on all of the areas that your home lacks – maybe it’s a fixer-upper and you haven’t been able to make those improvements yet (if you need financing, we can help). Or, perhaps it’s a little on the small side, needs more bathrooms, or the décor doesn’t reflect your style yet. While making sure your home fits your needs and tastes is important, you likely chose the home for a specific reason. Take time to remember the reasons you said “yes” to this home in the first place. If you look closely, you will find that there is plenty to be grateful for (like the fact that you own a house! Many people haven’t achieved that dream yet). Practice gratitude and give thanks for all that your house has been able to provide you. When you count your blessings instead of your shortcomings, you instantly feel happier and more satisfied.

 

 

Inlanta Mortgage- A Strong Culture and Top Mortgage Employer

January’s issue of National Mortgage Professional Magazine (NMP) was a big issue for Inlanta Mortgage. Not only was an article from our SVP of Business Development, Chad Gomoll, featured in NMP’s special focus on Mortgage Industry Employment, but Inlanta was also recognized as a Top Mortgage Employer for the third consecutive year!

We cannot thank our employees enough for contributing to the nomination. Inlanta’s culture is certainly unique and special in its own way. Here at Inlanta, we believe investing in our employees and providing them with a work environment they can thrive in is top priority. Inlanta Mortgage is a family-owned business – and we run it that way! Our culture is open, team-oriented, and guided by our code of ethics.

At Inlanta, we understand that we have the ability to positively impact everyone we touch and strive to improve the lives of those we serve and work with in our communities. Culture is important to us and, as Chad Gomoll discusses in his article in National Mortgage Professional Magazine, crucial to a company’s success.

“Since we spend an average of one-third of our lives at work, most people want to know that they are spending their time well and doing something meaningful. Most importantly, they want to have fun and enjoy coming to work every day. You want to make sure that the people who are in your company feel the same amount of passion as everyone else so you don’t lose that sense of comradery and that feeling that everyone is pulling for each other.”

Chad goes on to discuss the benefits of a positive culture and the upwards momentum it creates in the work place.

“When your employees feel supported and like they are all working towards a common goal, nothing will get dropped along the way. Whether they are an intern, mid-level operations staff, loan originator, or senior leadership, having a strong company culture means there is always someone your employees can relate to and depend on to help them out when the work seems overwhelming. When employees thrive in their environment, they feed off each other’s energy, are more motivated to succeed, and feel a bigger sense of pride in the accomplishments of the company as a whole.”

Read the rest of Chad’s article from National Mortgage Professional Magazine here.

What a Year! Inlanta’s Highlights of 2016

What a Year! Inlanta’s Highlights of 2016

2016 was an eventful year at Inlanta Mortgage. We accomplished a lot thanks to the amazing employees we have on our team, as well as our valued customers and business partners. Thank you from the bottom of our hearts for your support over the last year. While we look forward to all of the exciting things 2017 has in store for us, we’d like to take a moment to count our many blessings and reflect on our accomplishments from this last year:

 

Awards

In February 2016, Inlanta was named a Top Mortgage Employer by National Mortgage Professional Magazine. Then in June, we were named a Top Workplace by Milwaukee Journal Sentinel. Thank you to our employees who voted for us to receive these designations – we could not have done it without you!

Several individuals were recognized for their achievements as well. Nicholas DelTorto (President/CEO), Cindy Laffey (branch partner in Overland Park, KS), and Jim Snyder (branch manager in Pewaukee, WI) were recognized as Mortgage Professional America’s (MPA) Hot 100. Cindy was also recognized as one of MPA’s Elite Women in Mortgage. Jeremy Page, branch manager at our Greenfield, WI branch, was named one of MPA’s Young Guns for a second consecutive year. We also had 4 members of our team recognized at the Wisconsin Mortgage Bankers Association’s (WMBA) Best in Business Awards. Corporate underwriters Andrea Puricelli and Trisha Mulder-Conwell were nominated as Best Underwriter for the Milwaukee Chapter and Northeast Chapter, respectively. Jim Snyder won Best Loan Originator for the Milwaukee Chapter, and Eric Johnson won Best Loan Originator for the Northeast Chapter. Congratulations again to all of our superstars!

 

New LOS

In February, we started the rollout of our new loan origination system, LendingQB. It took several months of preparation leading up to the transition, followed by weeks of training and long hours put in by our LOS Transition team. On top of that, we made this transition during Spring’s high buying season without losing the great service levels and experience our customers are accustomed to. We thank all of our employees for their efforts in making the transition as seamless as possible while keeping our customers our top priority.

 

New Corporate Headquarters

We moved! Our company is growing, and we were starting to outgrow our old space. In August, we moved from Brookfield, Wisconsin to our beautiful new building in Pewaukee, Wisconsin! While we didn’t move far, we now have a much nicer work environment with plenty of room to grow.

 

Philanthropy

We are always looking for ways to give back to our community. In honor of the many friends and colleagues who have cancer, have lost their battle to cancer, or know someone with cancer, we have made it our philanthropic mission to help find a cure. In July, a group of Inlanta employees participated in the Lombardi Walk/Run to Tackle Cancer in Milwaukee. The group asked fellow Inlanta employees, family, and friends to donate to the cause and raised a total of $8,080. They then spent the day at the Henry Maier Festival Park to participate in the Walk/Run. In September, we held a raffle as part of our 12th Annual Sales Conference. We raised $10,440 for the Cancer Research Institute (CRI), an organization that provides funding for lifesaving immunotherapy research. This was the second year we raised money for CRI and we look forward to continuing our work with them.

Further, we wanted to help local families in need during the holidays. Our corporate office and Pewaukee branch participated in Inlanta’s first annual food drive competition. Each team competed to bring in the most food items to become the competition victors. The winning team, our Compliance & Quality Control departments, donated 438 items! In total, we collected 1,671 food items for the Pewaukee Food Pantry.

 

Thanks a Billion – $1 Billion in loan volume

We reached our goal of $1 billion in loan volume! We are so grateful to our employees who have worked hard this year to achieve this goal. We also want to thank all of our customers and business partners for being a part of this milestone. Thanks a Billion!

 

 

FHA and VA Increase Loan Limits for 2017

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FHA and VA increase loan limits for 2017

 

Last week, we announced the news that the FHFA increased conforming loan limits. As a result, the Federal Housing Administration (FHA) and Department of Veteran Affairs (VA) have also increased the limits for FHA loans and VA loans, respectively.

FHA loan limits have increased from $271,050 to $275,665. These new loan limits apply to FHA-insured loans that have an application date of January 1, 2017 or later.
VA loan limits will follow the new limits set for Fannie Mae and Freddie Mac conforming loans. The VA will use these limits to determine how much of the loan they will guaranty and how much an eligible veteran can borrow without requiring a down payment. Veterans should consult their loan officer for further details. You can also visit the Department of Veteran Affairs website for additional information about VA home loans.

A loan limits will follow the new limits set for Fannie Mae and Freddie Mac conforming loans. The VA will use these limits to determine how much of the loan they will guaranty and how much an eligible veteran can borrow without requiring a down payment. Veterans should consult their loan officer for further details. You can also visit the Department of Veteran Affairs website for additional information about VA home loans.

If you are looking to buy a home in 2017, this is excellent news for you! With rising home prices and the market’s return to pre-recession growth, the loan limit increase signifies a growing market. Many homebuyers will now be able to afford larger homes or homes in more expensive areas with better loan terms. If you need help getting started on your home loan journey, check out our blog for more details on the home buying process, FHA loans, and VA loans.

 

 

Increase in Maximum Conforming Loan Limits

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Increase in Maximum Conforming Loan Limits

The Federal Housing Finance Agency (FHFA) recently raised the conforming loan limit from $417,000 to $424,100, marking the first increase since the year 2006. In certain high-cost counties, the loan limit will increase from $625,500 to $636,150.

“The Housing and Economic Recovery Act of 2008 (HERA) established the baseline loan limit of $417,000 and requires this limit to be adjusted each year to reflect the changes in the national average home price,” read a statement from FHFA. These changes and rising home prices indicate that the housing market has returned to pre-recession growth.

Best of all, these changes could help borrowers afford homes in more expensive areas or get more home for their money. Increasing the loan limit means that more homebuyers have the option of choosing a conventional loan over a jumbo loan which could result in more favorable loan terms.

These changes will only affect loans that close on or after January 1, 2017. However, since Inlanta Mortgage is a direct lender with Fannie Mae and Freddie Mac, we can start taking your loan applications or lock in your rate today! Contact your local Inlanta Mortgage representative for more details.

Edited: Original post was modified with updated and expanded information on 12/5/2016.