What Do You Ask a Home Inspector?
Why Do You Need a Home Inspection?
Home inspections are an essential part of the home buying process. Why are they so important? Home inspections provide home buyers with piece of mind. During a home inspection, which is only a few hundred dollars, an inspector checks the purchase property to determine if the home is safe and secure. If a home inspector discovers an issue, the buyer can negotiate a lower purchase price. Home inspections also help buyers to learn more about the home’s required maintenance and upkeep.
What Should You Ask a Home Inspector?
According to HUD, the U.S Department of Housing and Urban Development, there are ten important questions that you should ask a home inspector.
- What does the inspection cover? It’s important to know this information up front.
- How long have you been practicing in the home inspection profession and how many inspections have you completed? Asking for referrals is a great way to determine your if your inspector is qualified.
- Are your specifically experienced in residential inspection? You want an inspector trained in residential home inspection.
- Do you offer to do repairs or improvements based on the inspection? Some are allowed to, some are not.
- How long will the inspection take? Most inspections should take about two or three hours.
- How much will it cost? Costs vary by inspector, region, house being inspected, etc.
- What type of inspection report do you provide and how long will it take to receive the report? Ask for a sample report.
- Will I be able to attend the inspection? An inspector’s refusal to allow this should raise a red flag. You can learn a lot about your future home from attending the inspection.
- Do you maintain membership in a professional home inspector association?
- Do you participate in continuing education programs to keep your expertise up-to-date? This is especially important when the home to be inspected is old or includes unique elements requiring additional or updated training.
Visit Hud.gov for more information in home inspections or visit the American Association of Home Inspectors to seach for a professional in your area.
Our Mission
Inlanta’s mission is to be the home financing partner that you trust to serve your family, friends and community. Through our family of dedicated mortgage professionals our commitment is to deliver an exceptional experience. Our unwavering dedication to integrity, honesty and ethics is the foundation of all of our relationships.
About Inlanta Mortgage
Headquartered in Brookfield, Wis., Inlanta Mortgage was established in 1993. The company has grown to 30 branches in 16 states and over 220 employees. Inlanta Mortgage offers Fannie Mae/Freddie Mac agency products, as well as jumbo program and portfolio programs. The company is an agency approved lender for Fannie Mae, FHA/VA, FHA 203K and USDA. Inlanta Mortgage also offers numerous state bond agency programs.
Inlanta’s mission is to be the home financing partner that you trust to serve your family, friends and community. Through our family of dedicated mortgage professionals our commitment is to deliver an exceptional experience. Our unwavering dedication to integrity, honesty and ethics is the foundation of all of our relationships.