Loan Programs

Loans for Your Dreams® Since 1993

There are many different types of mortgage loans available, and Inlanta Mortgage is committed to finding the best mortgage loan program for you and your specific situation. The type of loan you choose is a very important aspect of the loan process, and one you should completely understand before making any kind of commitment.

Loan Programs

Conventional Mortgages

Traditional mortgage loan programs that offer competitive interest rates. Documentation and fair-to-good credit are necessary.

FHA Mortgages

This mortgage loan program is designed primarily for first-time homebuyers and allows the borrower to put a lower down payment and have less than perfect credit. Seller can contribute up to 6% of the purchase price to the buyer towards closing costs.

FHA 203(k) Rehabilitation Loan

The 203(k) program has been the primary tool of the Federal Housing Administration (FHA) for providing insured mortgages for the purchase or refinance of single family properties in need of rehabilitation. The standard program is available for homes with necessary major repairs, whereas the Streamline is available for homes in need of repairs on a smaller scale.

Home Possible® Mortgages

The Home Possible® mortgage program offers low down payment options and flexible credit terms that make it easier for you buy the home of your dreams. Home Possible® is a registered trademark of Freddie Mac.

HomeStyle® Renovation Loan

The HomeStyle® Renovation Loan program allows a borrower to renovate, repair, or improve a home or investment property. HomeStyle® Renovation is a registered trademark of Fannie Mae.

Jumbo Loans

A jumbo mortgage is a loan amount above conventional conforming loan limits. Consult an Inlanta Mortgage Loan Officer to discuss if a jumbo mortgage loan program is suited for you.

Inlanta Lock & Shop Program

Do you want to lock in your mortgage rate, but haven’t found a property yet? The Inlanta Lock and Shop program allows you to lock your interest rate while you shop for your new home.

Refinance Loans

Homeowners are able to refinance their current home loan for various reasons whether it is to reduce monthly payment, reduce their interest rate, take cash out of their home equity, etc.

Renovation Loan Programs

Inlanta Mortgage offers a variety of home renovation loan programs that allow homebuyers to finance the cost of renovations in with their home purchase or refinance.

USDA Rural Development Loans

This program is designed to make rural housing more affordable. This unique loan program allows you to finance a home with no down payment.

VA Mortgages

This program is designed to help veterans and active duty military personnel purchase a home. There are no private mortgage insurance requirements and offers less stringent credit requirements than conventional mortgage loan programs. This program also has a low or no down payment option.

MyCommunityMortgage® by FannieMae

The MyCommunityMortgage® program offers reduced mortgage insurance coverage levels and allows gift funds for full down payment. It offers low down payment options and flexible credit terms that make it easier for you to buy the home of your dreams.

Reverse Mortgage Loans

A Reverse Mortgage loan can give you the ability to turn home equity into cash without having to sell your home. Whether you’re looking to pay off debt, travel the world, or have more cash for daily living expenses, a reverse mortgage may be for you.