Tips for First Time Homebuyers

Tips for First Time Homebuyers

1. Save Money – If you are a first time home buyer, there are a number of reasons to stash some cash. While there are loan programs available that do not require a down payment (like USDA Rural Development and VA mortgage loans), most first time home buyers don’t consider other costs associated with becoming a home owner. Closing costs, homeowners insurance, and home inspection fees may still be applicable. Start saving now, for less stress later.

2. Check Your Credit – No one likes surprises on their credit reports. New home buyers are even less thrilled to discover they have problems on their credit reports that they were unaware of. Checking your credit early allows you to come up with a game plan. Lenders have minimum credit score requirements for every loan program that a licensed mortgage loan officer can explain in detail – and often help you achieve given the right time. Use our branch locator to connect with an Inlanta Mortgage loan officer to discuss your credit situation. Inlanta loan officers frequently review credit reports and provide advice on how to improve credit scores for home financing purposes.

3. Organize Your Documents –  Financing a home requires quite a bit of documentation. Gather your tax documents, investment and banking statements, student loan pay-off information, pay stubs, etc. Your loan officer will let you know what exactly what documentation is required for the home financing you need – but it never hurts to have your documents in proper order before beginning the process.

Apply for a Mortgage Loan

Applying for a mortgage is the first step in the process. Click here to apply now or use our branch locator to find a specific branch or loan officer. After receiving your application, your loan officer will reach out to you to verify financial details in order to provide a loan pre-approval. You do not need to have a specific home in mind to apply for a mortgage loan. In fact, having a pre-approval when house hunting is better for all involved. Read more about the value of pre-approvals.

About Inlanta Mortgage

Headquartered in Brookfield, Wis., Inlanta Mortgage was established in 1993. The company has grown to 31 branches in 16 states and over 220 employees. Inlanta Mortgage offers Fannie Mae/Freddie Mac agency products, as well as a full suite of jumbo and portfolio programs. The company is an agency approved lender for Fannie Mae, FHA/VA, FHA 203K and USDA. Inlanta Mortgage also offers numerous state bond agency programs.

Inlanta Mortgage was named a Top Mortgage Lender in 2012 by Scotsman Guide and has been listed on Mortgage Technology’s Top 25 Tech Savvy Lenders List for the last four years. Inlanta has also been named to the Milwaukee Business Journal’s “Top 25 Largest Milwaukee-Area Mortgage Banking Companies” and Mortgage Executive Magazine’s “Top 100 Mortgage Companies in America” in 2011 and 2012. In addition, Inlanta was named a “Fastest Growing Firm” by Milwaukee Business Journal in 2013 and a “Platinum Million Dollar Lender” by the USDA Rural Development Program.

Inlanta Mortgage’s Mission

Inlanta’s mission is to be the home financing partner that you trust to serve your family, friends and community. Through our family of dedicated mortgage professionals our commitment is to deliver an exceptional experience. Our unwavering dedication to integrity, honesty and ethics is the foundation of all of our relationships.

For more information, please call Inlanta Mortgage at 262-439-4260, email or visit the company’s website at For more information on branch partnership opportunities with Inlanta Mortgage visit or email