Benefits of Buying a Home


Benefits of Buying a Home

The spring homebuying season is in full swing and,  according to a recent update by Freddie Mac, this year is shaping up to be the best year for home sales since 2007. Are you a renter looking to buy a home? According to the November 2014 Harris Poll, 39 percent of renters think that buying a home is a better financial option than renting. There are concrete reasons that renters feel this way…

Rising Rents

According to Freddie Mac’s single family update, and reported by REIS, Inc., rent prices increased an average of 3.6 percent in 2014 and nearly 11 percent over the last three years. Freddie Mac predicts that this trend will continue. Owning a home with a 30-year fixed rate mortgage is one way to avoid the issue of rising housing costs. Fixed rate mortgages offer steady monthly payments over the duration of the loan. Inlanta also offers 15-year fixed rate mortgages. Review our short educational videos on loan types to help you learn more about your options: Watch a video discussing the 15-year fixed rate mortgage and the 30-year fixed rate mortgage.

Low Mortgage Rates

Mortgage rates continue to hover near all time historic lows. View our weekly interest rate update for details. Locking in a low interest rate on your mortgage can save you a lot of money and can help you to buy more home for less money. Contact a licensed Inlanta Mortgage loan officer to learn more, or simply apply now.

Affordable Homes

Homes on the market are quite affordable right now. In fact, sales prices are about 10 percent below their 2006 peak according to Freddie Mac. Purchasing a home now will be more affordable when you couple low mortgage rates with reduced sales prices. It just makes sense to consider home ownership while rates and prices remain relatively low.

Down Payment Assistance – Low Down Payment Options

Sometimes, our borrowers have limited down payment funds. Programs vary by state, but there are down payment assistance programs available. Most reputable lenders offer low down payment FHA loans and the new low down payment options available through Freddie Mac and Fannie Mae, HomePossible® and MyCommunityMortgage®.  Inlanta also offers no down payment VA and USDA loans. VA loans are available to eligible veterans only, and USDA loans are subject to income and property restrictions. An Inlanta loan officer can discuss all of your financing options in great detail. Find a loan officer near you or apply now and a loan officer in your area will reach out with a solution best for your unique financial situation.

Our Mission Statement

Our mission is to be the home financing partner that you trust to serve your family, friends and community. Through our family of dedicated mortgage professionals, our commitment is to deliver an exceptional experience. Our unwavering dedication to integrity, honesty and ethics is the foundation of all of our relationships.

About Inlanta Mortgage

Headquartered in Brookfield, Wisconsin, Inlanta Mortgage is a growing mortgage banking firm committed to quality mortgage lending, ethical operations and strong customer service.

Inlanta Mortgage offers Fannie Mae/Freddie Mac agency products, as well as a full suite of jumbo and portfolio programs. The company is an agency approved lender for Freddie Mac and Fannie Mae, FHA/VA, FHA 203K and USDA. Inlanta Mortgage also offers numerous state bond agency programs. Review Inlanta’s mortgage loan programs.

Inlanta Mortgage was recently named a Top Mortgage Lender in 2013 as well as 2012 by Scotsman Guide. Inlanta was also recently named a Top Workplace in 2014 as well as in 2012. Inlanta has also been named one of the “Top 100 Mortgage Companies in America” in 2011, 2012 and 2013 and one of the 50 Best Companies to Work For by Mortgage Executive Magazine.

Inlanta Mortgage, Inc. NMLS #1016. HomePossible® is a registered trademark of Freddie Mac. MyCommunityMortgage® is a registered trademark of Fannie Mae.