Stay at Home Safety Tips

Coping with COVID-19 has been hard on all of us. The worry, the fear and the wonder of when normal life will resume can feel both consuming and exhausting.  

With all of us spending the majority of our time at home in quarantine, it’s important to make sure your space provides a safe haven for you and your family.

These essential tips will help you stay safe at home and hopefully bring you some peace of mind during this uncertain time.

1. Be Cautious

Take every day preventative steps to ensure you are staying safe and keeping your home clean by:

  • Washing your hands frequently
  • Avoiding touching your face
  • Covering your cough or sneeze
  • Wearing a mask and maintaining social distancing when you go out in public
  • Cleaning countertops, door handles and other areas of your home frequently

Ensure your home is safe for you and your family by:

  • Keeping all safety hazards such as cleaning supplies and medication out of reach of children
  • Testing your smoke alarms and carbon monoxide detectors
  • Creating a fire escape plan
  • Anchoring furniture to prevent dangerous accidents
  • Covering outlets, adding child locks and setting up safety gates around the home

2. Have a Plan

Take a moment to discuss a plan of action in case someone in your home becomes sick. Consider the following to ensure safety:

  • Watch for the following symptoms
    • Fever
    • Cough
    • Shortness of breath
  • Designate a room in your home to keep the ill person away from others
  • Continue to wash your hands frequently and disinfect surfaces and other areas in your home
  • Avoid sharing personal items
  • Check in on your family members to see how they are feeling physically and mentally
  • Stay informed of your local outbreak situation and get up to date info from your public health officials

3. Love your Home

We’re staying at home now more than ever before. This makes it a great time to put some extra love into your space to make it feel clean and cozy. Try the following to put some extra love into your home:

4. Go Outside

It’s important for your physical and mental health to get outside and enjoy the fresh air. We recommend:

  • Going for walks/hiking
  • Gardening/yard work
  • Getting some exercise – try going for a bike ride, run, or completing an outdoor workout
  • Playing yard games
  • Eating your meals or having a drink outdoors
  • Getting creative with sidewalk chalk
  • Camping in the back yard

We are Here for You

With all of us practicing social distancing, and many of us experiencing the state-mandated shut-down of many businesses, we want to assure you that Inlanta Mortgage has remained fully operational and working on your loans.

If you have any questions about your current loan, please don’t hesitate to reach out to your loan advisor directly.  

If you’re interested in a new loan to refinance or purchase a new home, or have any other mortgage questions, please contact us to find a loan advisor near you.

14 Ways to Make Your Home Cozy

Do you ever stumble upon a picture of a home that looks cozy and beautifully decorated and think, “I wish my home looked like that”? Good news! Creating an inviting home is simple when you break down each element that ties the look and feel together. Here are 14 ways you can create the warm and inviting home you’ve always wanted.

1. Spruce up your Bedding

Make sure to choose bedding that matches nicely with the room. Spring for more expensive sheets to make the beds cozier!

2. Add Throw Blankets

Find some nice, quality throw blankets that coordinate with your living area and bedroom. A nice throw blanket on the living room couch encourages guests to make themselves right at home. Keeping a throw on your bed can give it a nice decorative touch.

3. Try a Blanket Ladder or Basket

If you can’t decide what throw blanket to display, why not pick out your most stylish ones and find a nice woven basket or blanket ladder to put them on display. This will help to invite your guest to grab a blanket and stay a while!

4. Get yourself a Comfy Couch

Nothing says, “Welcome!” quite like a nice, comfortable couch. The couch is the staple of a living space, so choosing the right one will elevate the room.

5. Accentuate the Fireplace

If your house has a fireplace, highlight it by decorating the mantle area with things like vases, candles or other decorative pieces. Don’t try too hard to follow a set decorative plan for your mantle. Finding pieces that work with your style and coordinate with the room will help give your space some personality! Also, putting one big focal piece, such as a mirror or painting, in the area above the fireplace will help draw the eye and pull the room together

6. Make Room for Fresh Flowers

Fresh flowers make a great addition to the kitchen and/or bathroom! Visit your local grocery store or farmers market and pick out flowers that coordinate with the room you want them in along with a nice vase to put them in.

7. Use the Right Lighting

The right lighting can work wonders. If you’re having a cocktail party, you’ll want to give your room plenty of light. This invites your guests in from the outside and highlights your home’s features on the inside. When you are having a small get-together with close friends, dimmed lighting can create a cozy atmosphere.

8. Use Light Paint Colors

Light, vibrant paint colors can make any room look bright, warm and inviting. Dark colors tend to make rooms look smaller and don’t have a very homey appeal.

9. Create an Outdoor Hangout Spot

Take your living space outdoors! Comfortable chairs and a fire pit are a great addition to your outdoor space for fair weather seasons.

10. Let There be Candlelight

Having plenty of candles around your home gives it a sense of warmth. Put a couple candles in each room and people will feel a sense of comfort no matter where they are in your home. Plus, your home will smell great, too!

11. Hang Unique Mirrors

Placing a cool mirror above a dresser or table can give a room personality and reflect your style. Mirrors also give the illusion that a room is much larger than it really might be due to reflecting light.

12. Get Plenty of Comfortable Pillows

Pillows can be a great accent to a living area. Investing in ones that are comfortable and stylish takes it to a whole new level.

13. Incorporate a Large Area Rug

If your living area has hardwood floors, a large area rug will instantly warm up the space. People sometimes like to make the area rug a focal point and choose their accessories, pillows, and paint color based on the color and/or pattern of the rug.

14. Create Themed Photo Collages

Displaying pictures is a great way to let people know who or what is most important to you and also adds a personal touch to your home. Make a framed collage to add to an empty wall by choosing a bunch of pictures that have a common theme, like a family vacation or special event. You can buy collage frames pre-made or group individual frames together for added style.

These tips are sure to make your home as cozy and inviting as can be! If you’re currently sitting in a rental property dreaming of ways you will make your future home cozy and inviting, contact one of our loan experts today to see just how close you are to achieving that dream of homeownership!

Tips for Selling Your Home in the Days of Social Distancing

Just a month or two ago it was a great time to sell a home. Home prices were generally high, unemployment was the lowest it’s been in 50 years and mortgage rates were at or near historic lows. Then COVID-19 and struck and social distancing become the norm. Can you still sell your home?

Admittedly, today may be a more challenging time to sell a home. But that doesn’t mean it’s impossible. Here are some tips on selling your home in the current environment while keeping all parties as safe as possible.

  • Be patient. It may take a bit longer to sell your home with today’s economic uncertainty. Some buyers may be temporarily sidelined if they are worried about their job security. However, it’s important to remember that lots of people are still working – they’re working from home and getting a paycheck. And, there are buyers who were on the fence who now see an opportunity to get a great new house at a very low interest rate.
  • Call off open houses. Instead, have your real estate agent schedule showings one person or couple at a time. Your agent can maintain a safe distance from the prospective buyers, yet still keep an eye on things. Realtors discourage home sellers from being home during a showing even during normal times, so it’s best that you and your family go for a walk or take care of some essential errands.
  • Take full advantage of online and video marketing. Technology has made it possible for prospective buyers to see and appreciate everything your home has to offer long before they set foot inside. Make sure online photos really showcase your home. Ask your agent to create an online video so prospective buyers can get familiar with each room. Your Inlanta mortgage advisor can create a great single property website for your Realtor to show off your home’s best features.
  • Let people know your home is sanitized: It’s understandable that people are wary of entering a stranger’s home in this environment. That means you’ll have to take extra steps to assure prospective buyers – and your real estate agent – that your home is safe. Sanitize your home before it’s shown – and let prospective buyers know you did. Hire a professional cleaning service if you need to. Place hand sanitizers and wipes around your home for visitors’ safety – and your own.
  • Think positive: Remember, mortgage rates are even lower now than before the crisis started, and there’s less competition among buyers. So this is actually a great time to buy. Many prospective homeowners don’t want that opportunity to slip by. Motivated buyers will figure out a way to make it happen!

Remember, if you’re selling your home so you can buy a new one, we can help.  Our mortgage advisors work remotely and are always in touch when borrowers need them – by phone, email, text, chat or whatever channel you prefer. Our underwriters, loan processors and closers also work remotely to make sure your deal gets done. And remember if looking for a new home, it’s important to have a preapproval to strengthen your buying power. Reach out to one of our expert mortgage advisors to learn more.

14 Ways to Make Your Home Cozy and Inviting

14 Ways to Make Your Home Cozy and Inviting

Do you ever stumble upon a picture of a home that looks cozy and beautifully decorated and think, “I wish my home looked like that”? Good news! Creating an inviting home is simple when you break down each element that ties the look and feel together. Here are 14 ways you can create the warm and inviting home you’ve always wanted.

1. Spruce up your Bedding

Make sure to choose bedding that matches nicely with the room. Spring for more expensive sheets to make the beds cozier!

2. Add Throw Blankets

Find some nice, quality throw blankets that coordinate with your living area and bedroom. A nice throw blanket on the living room couch encourages guests to make themselves right at home. Keeping a throw on your bed can give it a nice decorative touch.

3. Try a Blanket Ladder or Basket

If you can’t decide what throw blanket to display, why not pick out your most stylish ones and find a nice woven basket or blanket ladder to put them on display. This will help to invite your guest to grab a blanket and stay a while!

4. Get yourself a Comfy Couch

Nothing says, “Welcome!” quite like a nice, comfortable couch. The couch is the staple of a living space, so choosing the right one will elevate the room.

5. Accentuate the Fireplace

If your house has a fireplace, highlight it by decorating the mantle area with things like vases, candles or other decorative pieces. Don’t try too hard to follow a set decorative plan for your mantle. Finding pieces that work with your style and coordinate with the room will help give your space some personality! Also, putting one big focal piece, such as a mirror or painting, in the area above the fireplace will help draw the eye and pull the room together

6. Make Room for Fresh Flowers

Fresh flowers make a great addition to the kitchen and/or bathroom! Visit your local grocery store or farmers market and pick out flowers that coordinate with the room you want them in along with a nice vase to put them in.

7. Use the Right Lighting

The right lighting can work wonders. If you’re having a cocktail party, you’ll want to give your room plenty of light. This invites your guests in from the outside and highlights your home’s features on the inside. When you are having a small get-together with close friends, dimmed lighting can create a cozy atmosphere.

8. Use Light Paint Colors

Light, vibrant paint colors can make any room look bright, warm and inviting. Dark colors tend to make rooms look smaller and don’t have a very homey appeal.

9. Create an Outdoor Hangout Spot

Take your living space outdoors! Comfortable chairs and a fire pit are a great addition to your outdoor space for fair weather seasons.

10. Let There be Candlelight

Having plenty of candles around your home gives it a sense of warmth. Put a couple candles in each room and people will feel a sense of comfort no matter where they are in your home. Plus, your home will smell great, too!

11. Hang Unique Mirrors

Placing a cool mirror above a dresser or table can give a room personality and reflect your style. Mirrors also give the illusion that a room is much larger than it really might be due to reflecting light.

12. Get Plenty of Comfortable Pillows

Pillows can be a great accent to a living area. Investing in ones that are comfortable and stylish takes it to a whole new level.

13. Incorporate a Large Area Rug

If your living area has hardwood floors, a large area rug will instantly warm up the space. People sometimes like to make the area rug a focal point and choose their accessories, pillows, and paint color based on the color and/or pattern of the rug.

14. Create Themed Photo Collages

Displaying pictures is a great way to let people know who or what is most important to you and also adds a personal touch to your home. Make a framed collage to add to an empty wall by choosing a bunch of pictures that have a common theme, like a family vacation or special event. You can buy collage frames pre-made or group individual frames together for added style.

These tips are sure to make your home as cozy and inviting as can be! If you’re currently sitting in a rental property dreaming of ways you will make your future home cozy and inviting, contact one of our loan experts today to see just how close you are to achieving that dream of homeownership!

Tips for First Time Homebuyers

Tips for New Homebuyers

Tips for First Time Homebuyers

1. Save Money – If you are a first time home buyer, there are a number of reasons to stash some cash. While there are loan programs available that do not require a down payment (like USDA Rural Development and VA mortgage loans), most first time home buyers don’t consider other costs associated with becoming a home owner. Closing costs, homeowners insurance, and home inspection fees may still be applicable. Start saving now, for less stress later.

2. Check Your Credit – No one likes surprises on their credit reports. New home buyers are even less thrilled to discover they have problems on their credit reports that they were unaware of. Checking your credit early allows you to come up with a game plan. Lenders have minimum credit score requirements for every loan program that a licensed mortgage loan officer can explain in detail – and often help you achieve given the right time. Use our branch locator to connect with an Inlanta Mortgage loan officer to discuss your credit situation. Inlanta loan officers frequently review credit reports and provide advice on how to improve credit scores for home financing purposes.

3. Organize Your Documents –  Financing a home requires quite a bit of documentation. Gather your tax documents, investment and banking statements, student loan pay-off information, pay stubs, etc. Your loan officer will let you know what exactly what documentation is required for the home financing you need – but it never hurts to have your documents in proper order before beginning the process.

Apply for a Mortgage Loan

Applying for a mortgage is the first step in the process. Click here to apply now or use our branch locator to find a specific branch or loan officer. After receiving your application, your loan officer will reach out to you to verify financial details in order to provide a loan pre-approval. You do not need to have a specific home in mind to apply for a mortgage loan. In fact, having a pre-approval when house hunting is better for all involved. Read more about the value of pre-approvals.

About Inlanta Mortgage

Headquartered in Brookfield, Wis., Inlanta Mortgage was established in 1993. The company has grown to 31 branches in 16 states and over 220 employees. Inlanta Mortgage offers Fannie Mae/Freddie Mac agency products, as well as a full suite of jumbo and portfolio programs. The company is an agency approved lender for Fannie Mae, FHA/VA, FHA 203K and USDA. Inlanta Mortgage also offers numerous state bond agency programs.

Inlanta Mortgage was named a Top Mortgage Lender in 2012 by Scotsman Guide and has been listed on Mortgage Technology’s Top 25 Tech Savvy Lenders List for the last four years. Inlanta has also been named to the Milwaukee Business Journal’s “Top 25 Largest Milwaukee-Area Mortgage Banking Companies” and Mortgage Executive Magazine’s “Top 100 Mortgage Companies in America” in 2011 and 2012. In addition, Inlanta was named a “Fastest Growing Firm” by Milwaukee Business Journal in 2013 and a “Platinum Million Dollar Lender” by the USDA Rural Development Program.

Inlanta Mortgage’s Mission

Inlanta’s mission is to be the home financing partner that you trust to serve your family, friends and community. Through our family of dedicated mortgage professionals our commitment is to deliver an exceptional experience. Our unwavering dedication to integrity, honesty and ethics is the foundation of all of our relationships.

For more information, please call Inlanta Mortgage at 262-439-4260, email info@inlanta.com or visit the company’s website at www.inlanta.com. For more information on branch partnership opportunities with Inlanta Mortgage visit inlantapartners.com or email partners@inlanta.com.