11 Tips for Back-To-School Success

shutterstock_26724165811 Tips for Back-To-School Success

It is that time of year again! Time to bust out the new backpacks, get your school supplies together, and begin a brand new school year. If you are looking for ways to start the year off right, here are some helpful tips to keep in mind when heading back to school!

1.) Always get a good night’s sleep

In addition to going to bed at a decent time (7-8 hours of sleep is recommended), your environment plays a key role in the quality of your sleep. Choose a blanket that keeps you warm so that you are less likely to wake up in the middle of the night from being cold. You will also want to make sure you are sleeping in total darkness. Turn off screens when you lay down to go to bed. Looking at your phone or watching TV keeps your mind stimulated which can keep you awake longer.

2.) Plan an exciting breakfast

This way you will be more motivated to get up in the morning knowing you won’t have a boring breakfast!

3.) Put your alarm across the room

By putting your alarm across the room, the chances of you hitting snooze and going back to bed are significantly less. Once you are out of bed,  you likely won’t be going back to sleep.

4.) Set your schedule as your lock screen

Instead of digging through your phone or pulling out a printed sheet of paper, setting your schedule as your lock screen gives you easy access to where you are supposed to be and when. This can be especially helpful for the first week or so of school.

5.) Make a Post-It note calendar of weekly to do’s

When you complete each task, you can take the Post-It off of your calendar. This provides a sense of accomplishment since your list is getting smaller. This tip can be useful for work or school!

6.) Use colorful pens and highlighters when taking notes

Using colorful pens and highlighters can help you stay more organized when writing notes or reading. Anything highlighted or written in the same color pertain to one another, making it easy to distinguish subject matter when looking back at your materials.

7.) Set study/ homework goals and treat yourself when you reach them

Treating yourself when you reach a goal can be very effective when studying. Your treat could be anything from your favorite candy or snack to playing your favorite game, or even just some time to browse social media. Choose something that you enjoy to keep yourself motivated.

8.) When studying, create a schedule with study times and break times

Set your phone alarms to indicate when to study and when to take a break. Taking breaks while studying can ultimately help you study longer since you are not overloading your brain with information non-stop.

9.) Get regular exercise

Regular exercise is proven to give you more energy throughout the day and increase brain function. Even small amounts each day can make a difference.

10.) Re-Write Notes

When you get home, re-write your notes from that day to help increase the chances of you remembering the content. Go over those same notes a week later and highlight key points for even further memory retention.

11.) Use Google Scholar

Skip the regular old Google search and use Google Scholar to find more accurate and relevant information if you are doing research for a project or paper. On this search engine, you can also keep track of your citations as you go.

 

So, if you are looking to start the year off on the right foot, think about adding some of these tips to your routine!

 

OUR MISSION STATEMENT

Our mission is to be the home financing partner that you trust to serve your family, friends, and community. Through our family of dedicated mortgage professionals, our commitment is to deliver an exceptional experience. Our unwavering dedication to integrity, honesty, and ethics is the foundation of all of our relationships.

ABOUT INLANTA MORTGAGE

Headquartered in Pewaukee, Wis., Inlanta Mortgage was established in 1993. The company has grown to 35 branches in 16 states and over 240 employees. Inlanta Mortgage offers Fannie Mae/Freddie Mac agency products, as well as jumbo and portfolio programs. The company is an agency approved lender for Freddie Mac, Fannie Mae, FHA/VA, FHA 203K and USDA. Inlanta Mortgage also offers numerous state bond agency programs.

In 2016, Inlanta Mortgage was recently named a Top Workplace for a third consecutive year. Inlanta has been recognized as a Top Mortgage Employer by National Mortgage Professional and a Top 100 Mortgage Banking Company and 100 Best Mortgage Companies to Work For by Mortgage Executive Magazine. Inlanta has also received the Platinum Million Dollar USDA Lender Award.

PARTNERSHIP OPPORTUNITIES

Inlanta Mortgage continues to expand its branch network and encourages ethical lending professionals to learn more about our support platform and discover how an Inlanta branch partnership with Inlanta Mortgage is essential to long-term success.

Locate an Inlanta Mortgage loan officer at www.inlanta.com/locations. For current employment opportunities, visit www.inlanta.com/join-our-team/employment-opportunities. Learn more about Inlanta Mortgage branch partnership opportunities at www.inlantapartners.com, call 262-439-4260, or email partners@inlanta.com.

Inlanta Mortgage, Inc. NMLS #1016.

10 DIY Outdoor Projects to Spruce up Your Curb Appeal

diy-outdoor10 DIY Outdoor Projects to Spruce up Your Curb Appeal

 

People often make the mistake of thinking that creating an inviting outdoor environment is always extremely expensive and a lot of work. Even the littlest things can make the outside of your home more inviting. Here are some ideas to make your outdoor area a retreat.

 

  1. Create posts to hold hanging flowers or lamps.

This simple addition can be done many ways, but it can make a great difference. Good lighting and small decorative touches can instantly transform your outdoor area into a unique & inviting living space.

Pinterest: DIY Patio Area with Texas Lamp Posts

 

  1. Add a fire pit and bench to your outdoor seating area.

Cozying up next to a blazing fire in your own backyard fire pit can make those cool summer and fall nights even better. Skip the portable fire pit and plastic chairs that you have to put back in storage every winter, and trade up to this exceptional bonfire area that everyone is sure to love!

Pinterest: DIY Fire Pit and Benches Project

 

  1. Add black mulch and/or a stone path to spice up your outdoor curb appeal.

The contrast of this black mulch with some stone and plants really makes the landscaping around your house pop! Your house will surely stand out with this amazing addition.

Pinterest: Black Mulch and Stone Path

 

  1. Use reclaimed wood to add a walkway from your patio or driveway to your yard.

This is a simple yet inviting thing you can do that is sure to get noticed. Repurposing wood can help keep your costs down and is environmentally friendly, so you can feel good about making this upgrade to your outdoor space!

Pinterest: DIY Pallet Wood Garden Walkway

 

  1. Add rope lights to your outdoor space.

When it comes to creating a trendy, eye-catching backyard or outdoor area, simply adding unique lighting, such as rope lights, can have a great impact. Line your walkway with rope lights or add them to your deck railings to create a dynamic effect.

Pinterest: 3 Ways to use Rope Light Outdoors

 

  1. Plant an herb garden.

Doing this has two benefits: not only does it look great, but you also have fresh herbs to make a fantastic meal. Fresh herbs make all the difference when it comes to cooking. You can plant them in small pots and continue growing them inside in the winter, or you can pick the remaining herbs and dry them out.

Pinterest: Growing Herbs in Window Boxes

 

  1. Turn a Pallet into a flower planter.

Pallets have become a versatile material for many DIYers. If you need to spruce up your curb appeal, consider using them to create planters for your flowers. The pin below is one of our favorite ideas.

Pinterest: Pallet Planter for Butterflies

 

  1. Make your own outdoor furniture with just some pallets, paint, and cushions.

Outdoor furniture can be pretty pricy. Here is another creative way to use pallets to spruce up your curb appeal. Outdoor couches and sectionals provide a great seating area that is different from your average table and chairs.

Pinterest: DIY Pallet Sofa Ideas and Plans

 

  1. Create sensational tiki torches out of old wine bottles.

Tiki torches are an extremely popular outdoor staple. Instead of buying the standard torches from the store, kick it up a notch by creating your own. Use glass jars or bottles that reflect your personality to add a little more character to your torches.

Pinterest: DIY Wine Bottle Tiki Torches

 

  1. Use faux stone to make the exterior of your home more appealing.

Skip the expensive aesthetic projects on the outside of your home. Putting in real stone can be extremely expensive and more than likely cannot be done on your own. This fake stone looks just like the real thing and makes your home’s exterior look ten times better!

Pinterest: Faux Stone Exterior Update

 

It doesn’t take much to spruce up your curb appeal. Even on a small budget, a little time and ingenuity can transform your outdoor space into a place where you will love to spend your time. Like our suggestions and want more project ideas? Follow us on Pinterest!

 

 

 OUR MISSION STATEMENT

Our mission is to be the home financing partner that you trust to serve your family, friends, and community. Through our family of dedicated mortgage professionals, our commitment is to deliver an exceptional experience. Our unwavering dedication to integrity, honesty, and ethics is the foundation of all of our relationships.

ABOUT INLANTA MORTGAGE

Headquartered in Brookfield, Wisconsin, Inlanta Mortgage is a growing mortgage banking firm committed to quality mortgage lending, ethical operations, and strong customer service.

Inlanta Mortgage offers Fannie Mae/Freddie Mac agency products, as well as a full suite of jumbo and portfolio programs. The company is an agency approved lender for Freddie Mac and Fannie Mae, FHA/VA, FHA 203K and USDA. Inlanta Mortgage also offers numerous state bond agency programs. Review Inlanta’s mortgage loan programs.

Inlanta Mortgage was recently named a Top Workplace for the third consecutive year in 2016. Inlanta has also received the Platinum Million Dollar USDA Lender Award and has been recognized as a Top Mortgage Employer by National Mortgage Professional and a Top 100 Mortgage Banking Company and 100 Best Mortgage Companies to Work For by Mortgage Executive Magazine.

Inlanta Mortgage, Inc. NMLS #1016.

Additional Healthy Financial Habits to Adopt

financial health

Additional Healthy Financial Habits to Adopt

Last week, we gave you six habits to adopt for healthy finances. This week, we want to give you some more habits to consider incorporating into your life to strengthen your financial situation. Adopting just a few of these good habits could lead to a better financial future overall.

 

1. Set up Automatic Savings

If you have not set up automatic deposits to your savings, you should do so. Putting money in savings is crucial. To avoid having it slip your mind, opt to have it done automatically.

 

2. Organize Financial Records

Knowing where all of your important financial records are is important. You don’t want to be scrambling around when you need them for something. Keeping them organized will help save you frustration in the future.

 

3. Save More Than 10%

Putting 10% of your paycheck into savings is a rule of thumb for many people. Think about saving more than just 10% from your paychecks if you are able to. This gives you a little more cushion financially and can help you reach your goals quicker.

 

4. Record Everything you Buy

If you struggle with impulsive purchases, consider taking a week or so to do a financial diary. Write down all of your purchases day by day. Writing down every single item you purchase in a day will make you re-think what you should and shouldn’t be spending your money on. Even though your bank account keeps track of transactions, making an itemized list is more likely to make an impact.

 

5. Make a List And Stick to it

Take the time to think of what you need from the store and do not stray from that list while shopping. Impulse spending is much more likely to happen when you do not shop with a list.

 

6. Read a Financial Book

Many experts in the financial field have written books full of guidance on how to be smart with your money. Reading one of the many available financial advice books in your spare time can prove to be very beneficial. Author Dave Ramsey is a popular financial radio host and is also considered America’s trusted voice on money. His 2003 book, Total Money Makeover: A Proven Plan for Financial Fitness, is a New York Times Best Seller.

 

Keep in mind these are not always a good fit for everyone. Assess your own financial situation and see which could potentially benefit you. If you need guidance, consult your loan officer or financial planner before making any changes.

 

Our Mission Statement

Our mission is to be the home financing partner that you trust to serve your family, friends, and community. Through our family of dedicated mortgage professionals, our commitment is to deliver an exceptional experience. Our unwavering dedication to integrity, honesty, and ethics is the foundation of all of our relationships.

About Inlanta Mortgage

Headquartered in Brookfield, Wisconsin, Inlanta Mortgage is a growing mortgage banking firm committed to quality mortgage lending, ethical operations and strong customer service.

Inlanta Mortgage offers Fannie Mae/Freddie Mac agency products, as well as a full suite of jumbo and portfolio programs. The company is an agency approved lender for Freddie Mac and Fannie Mae, FHA/VA, FHA 203K and USDA. Inlanta Mortgage also offers numerous state bond agency programs. Review Inlanta’s mortgage loan programs.

Inlanta Mortgage was recently named a Top Workplace for a third time in 2015. Inlanta has also received the Platinum Million Dollar USDA Lender Award and has been recognized as a Top Mortgage Employer by National Mortgage Professional and a Top 100 Mortgage Banking Company and 100 Best Mortgage Companies to Work For by Mortgage Executive Magazine.

Inlanta Mortgage, Inc. NMLS #1016.

Healthy Financial Habits to Adopt

 Financial Habits

Healthy Financial Habits to Adopt

 

The Power of Habit by Charles Duhigg explains that a habit loop consists of a cue, routine, and reward. For a habit to be formed, this loop gets repeated over and over again for the same action until it eventually becomes subconscious, or a habit to us. It is made clear that a habit cannot be erased completely, but rather covered up by another one. Utilizing this information can help you adopt financially responsible habits through repetition and realizing the ultimate reward.

 

1. Set Goals

Whether it’s paying off loans, owning a home, saving up for a renovation, or affording a vacation, set goals for yourself, review them often, and share them with family and/or friends. This will help you be held more accountable for those goals and least likely to give up.

 

2. Check Your Balances

Try to incorporate time to check your bank account balances every day. Assess how close you are to your financial goals and make sure you are on track to achieving them.

 

3. Pay Bills Ahead of Time

Scheduling a payment is a good feature to utilize if you do not want to commit to automatic payments. Take time to schedule your bill payments ahead of the due date.

 

4. Shop Without Your Credit Card

Credit is always a good thing to have but should be used very responsibly. Next time you go shopping, leave the credit card at home to avoid getting carried away.

 

5. Pay More Than Just the Minimum

If you are able to do so, paying more than the minimum payment amount on your credit card bill gets you to financial relief much quicker. Better financial habits will more than likely follow suit the closer you get to being debt free.

 

6. Replenish Emergency Fund Frequently

An emergency fund is useful for things such as job loss, health expenses, car problems, unexpected travel, and more. If you do not have an emergency fund yet, you should start one today and keep it well funded. Preparing for the unexpected will save you from stress later on.

 

This is post is the first in a two-part series about healthy financial habits. Check out our post next week for additional tips on healthy finances.

 

Our Mission Statement

Our mission is to be the home financing partner that you trust to serve your family, friends, and community. Through our family of dedicated mortgage professionals, our commitment is to deliver an exceptional experience. Our unwavering dedication to integrity, honesty, and ethics is the foundation of all of our relationships.

About Inlanta Mortgage

Headquartered in Brookfield, Wisconsin, Inlanta Mortgage is a growing mortgage banking firm committed to quality mortgage lending, ethical operations and strong customer service.

Inlanta Mortgage offers Fannie Mae/Freddie Mac agency products, as well as a full suite of jumbo and portfolio programs. The company is an agency approved lender for Freddie Mac and Fannie Mae, FHA/VA, FHA 203K and USDA. Inlanta Mortgage also offers numerous state bond agency programs. Review Inlanta’s mortgage loan programs.

Inlanta Mortgage was recently named a Top Workplace for a third time in 2015. Inlanta has also received the Platinum Million Dollar USDA Lender Award and has been recognized as a Top Mortgage Employer by National Mortgage Professional and a Top 100 Mortgage Banking Company and 100 Best Mortgage Companies to Work For by Mortgage Executive Magazine.

Inlanta Mortgage, Inc. NMLS #1016.

Fall Home Maintenance Tips

Fall Home Maintenance Tips

Have you recently purchased your first home? If so, you might be wondering what you could do to prepare your new home for the upcoming cold. Here are a few fall home maintenance tips to help you care for your new home.

Six Fall Home Maintenance Tips

  1. Caulk Windows – Seal openings with caulk to can prevent water from getting in. Water seeping through small openings can freeze and cause cracks and mold build up.
  2. Check Heating System – Ask a licensed heating system contactor to inspect your furnace, wood stove or fireplace.
  3. Check Your Roof – Look for missing or loose roofing shingles. Roofs are the first line of defence in protecting your home. It’s much better to fix a few loose or missing shingles then to discover a leaking roof during a blizzard.
  4. Seal Your Driveway – Clean and fix any damage to your asphalt driveway – then seal with a commercial sealer. Sealing your driveway will extend the life of your asphalt.
  5. Clean Your Gutters – Jammed gutters can cause ice dams. After all the leaves have fallen, make sure you clean out your gutters and downspouts to prevent damaging ice dams. While you are at it, tighten brackets and inspect joints for existing damage.
  6. Clean Yard Equipment – Prepare your yard machines for winter by draining fuel from all gas operated machines. This is also an opportune time to check the quality of your snow equipment before the first snow fall.

While this list of fall home maintenance tips is by no means exhaustive – new home owners would be wise to follow them. For homebuyers with homes in need of repairs or renovations – Inlanta Mortgage offers two loan programs that allow borrowers to refinance a home and any necessary repairs or renovations (restrictions apply). Contact an Inlanta Mortgage loan officer for more information on the FHA 203k Rehab Loan program or the Fannie Mae HomeStyle Renovation Loan. Use our branch locator to find a loan officer near you.

Our Mission Statement

Our mission is to be the home financing partner that you trust to serve your family, friends and community. Through our family of dedicated mortgage professionals our commitment is to deliver an exceptional experience. Our unwavering dedication to integrity, honesty and ethics is the foundation of all of our relationships.

About Inlanta Mortgage

Inlanta Mortgage is proudly celebrating twenty years in business. Learn more about Inlanta’s twenty year history here.

Headquartered in Brookfield, Wis., Inlanta Mortgage was established in 1993. Inlanta Mortgage offers Fannie Mae/Freddie Mac agency products, as well as a full suite of jumbo and portfolio programs. The company is an agency approved lender for Fannie Mae, FHA/VA, FHA 203K and USDA. Inlanta Mortgage also offers numerous state bond agency programs.

Inlanta Mortgage is a multi-state mortgage banker based out of Brookfield, Wisconsin. Inlanta Mortgage is proud to be named to the Scotsman Guide Top Mortgage Lenders 2012 list and to be among the Top 100 Mortgage Banking Companies in America in 2012 and Fastest Growing Milwaukee-Area Firms. Inlanta Mortgage was also recently recognized as a USDA Platinum Million Dollar mortgage lender by the USDA Rural Development Guaranteed Rural Housing Program.

Celebrate Memorial Day Safely

Memorial DayCelebrate Memorial Day Safely

Memorial Day is a day for remembering the men and women who died while serving in the United States Armed Forces. While we honor their sacrifice and celebrate over the long weekend, make sure safety comes first. Here are some helpful safety tips for those of you who plan to enjoy the water, grill, or take a road trip:

Water Safety

The American Red Cross offers these tips regarding water safety:

  • Swim in designated areas supervised by lifeguards.
  • Always swim with a buddy; do not allow anyone to swim alone.
  • Have young children or inexperienced swimmers wear U.S. Coast Guard-approved life jackets around water, but do not rely on life jackets alone.
  • Have appropriate equipment, such as reaching or throwing equipment, a cell phone, life jackets and a first aid kit.
  • Know how and when to call 9-1-1 or the local emergency number.

DOWNLOAD FIRST AID APP

Another thing people can do is download the free Red Cross first aid app which puts expert advice for everyday emergency at someone’s fingertips. The free app is available for direct download from the Apple or Google Play for Android app stores.

Drive Safely

With more people on the roads, it’s important to drive safely. Be well rested and alert, use seat belts, observe speed limits and follow the rules of the road. If plans include drinking alcohol, designate a driver who won’t drink. Other tips for a safe trip include:

  • Give one’s full attention to the road.  Avoid distractions such as cell phones.
  • Don’t follow another vehicle too closely.
  • Use caution in work zones.
  • Make frequent stops.
  • Clean the vehicle’s lights and windows to help the driver see, especially at night.
  • Turn the headlights on as dusk approaches, or during inclement weather. Don’t overdrive the headlights.

Grill Safety

The American Red Cross offers these tips to stay safe while cooking those tasty cookout treats:

  • Never grill indoors – not in the house, camper, tent, or any enclosed area.
  • Always supervise a barbecue grill when in use, and make sure everyone, including the pets, stays away from the grill.
  • Keep the grill out in the open, away from the house, deck, tree branches or anything that could catch fire.
  • Keep the chef safe by using the long-handled tools especially made for cooking on the grill.
  • Never add charcoal starter fluid when coals have already been ignited.
  • Be ready to close the lid and turn off the grill to cut off the fuel if necessary.
  • Keep a fireproof pan under the grill to catch any falling ash or grease.
  • Trim excess fat from meat to avoid flare-ups.
  • Wash one’s hands in hot soapy water before preparing food, after touching raw meat and after any interruptions such as using the bathroom, handling pets, stopping to do something with children.

We wish you a safe and happy Memorial Day weekend!

About Inlanta Mortgage

Inlanta Mortgage is proudly celebrating twenty years in business. Learn more about Inlanta’s twenty year history here.

Inlanta Mortgage offers Fannie Mae/Freddie Mac agency products, as well as a full suite of jumbo and portfolio programs. The company is fully delegated HUD-FHA including FHA 203K, VA, and USDA approved. Inlanta Mortgage also offers numerous state bond agency programs. Review Inlanta’s mortgage loan programs here.

Inlanta Mortgage is a multi-state mortgage banker based out of Brookfield, Wisconsin. NMLS# 1016. Inlanta Mortgage is proud to be a recent recipient of a 2012 Top Workplace Award.

Spending Your Tax Refund

Tax Refund Tips

Happy Tax Day! Hopefully, you have sorted all of your 2012 tax matters. If you are expecting a refund – what will you do with it? We’ve put together a few tips to help you make the most of your income tax refund money.

How to Spend Your Tax Refund

  1. Make a Plan – It’s amazing how quickly an extra thousand or two can disapper if you have not created a plan for the money. If you have not considered where it would be best used – you are more likely to make impulse purchases with your inflated bank balance.
  2. Debt Reduction – Unless you have no debt, you could apply the majority of what you get back towards your debt – especially high interest debt common with revolving credit accounts. Paying down balances with higher interest rates will reduce the interest you pay over the life of the account.
  3. Adjusting Your Withholdings – If you received a large refund, you may be allowing the government to take too much of your money throughout the year. Maybe you just like getting a big check each year. However, paying more on on high interest debt through out the year may be the better option instead of overpaying the government. Consider all your options. A big refund basically means you’ve been giving the government an interest-free loan all year.
  4. Savings – If you have already paid off your high interest debt, consider an emergency savings fund, a vacation fund, or savings account dedicated to your home improvement dreams. A mortgage is generally not considered high interest debt. If you have a high interest rate on your home mortgage – refinance as soon as possible to take advantage of low fixed mortgage rates.
  5. Consider Homeownership – If you have not made the leap to homeownership, a tax refund may serve as a down payment, help you reduce your debt and improve your credit situation, or enable you to purchase necesssities for your new home. Get a free, no obligation, pre-approval from a licensed Inlanta Mortgage loan officer to determine how much you can afford.

Buy a Home

Ready to discuss homeownership and the home financing option best for your unique situation? Use our branch locator to find an Inlanta Mortgage loan officer near you. Can’t find a branch near you? Apply online here. We will connect you with an experienced loan officer who will guide you through the home buying process.

Inlanta Mortgage is proudly celebrating twenty years in business. Learn more about Inlanta’s twenty year history here.

Inlanta Mortgage offers Fannie Mae/Freddie Mac agency products, as well as a full suite of jumbo and portfolio programs. The company is fully delegated HUD-FHA including FHA 203K, VA, and USDA approved. Inlanta Mortgage also offers numerous state bond agency programs. Review Inlanta’s mortgage loan programs here.

Inlanta Mortgage is a multi-state mortgage banker based out of Brookfield, Wisconsin. NMLS# 1016. Inlanta Mortgage is proud to be a recent recipient of a 2012 Top Workplace Award.

This article is intended to provide general information and should not be considered legal, tax or financial advice. It’s always a good idea to consult a legal, tax or financial advisor for specific information on how certain laws apply to you and about your individual financial situation.

Tax Tips for Homeowners

Tax Tips for Homeowners

Are you a new homeowner this tax season? Don’t fret! Although tax preparations become a little bit more complicated as a homeowner – you can now deduct many home-related expenses.

While we are definitely not tax experts and highly recommend consulting a tax professional, here are a few things you may want to consider as tax time approaches.

To Itemize or Not to Itemize

This is typically one of the first questions you must consider as you attend to your taxes this year. How do you decide? Well, you have to determine which option will benefit you more – itemizing your deductible expenses or claiming the standard deduction.

The IRS has put together Six Facts about Choosing the Standard or Itemized Deductions to help you determine which method gives you the lowest tax. Click to view Schedule A (Form 1040) – Itemized Deductions and the 1040 Instructions.

A Few Deductible Homeowner Expenses

Mortgage interest is by far the biggest tax break available to homeowners. For most homeowners, the bulk of your monthly payment goes torwards interest. Mortgage interest is deductible, but there are limitations for high income earners. Consult a tax professional if you fall into this category.

Federal laws grant taxpayers a deduction of property taxes paid from their gross income when figuring taxable net income. Any state, local or foreign taxes on your property are deductible, as long as the same tax is levied on all other property in the community. Although subject to conditions and restrictions, the property tax deduction still affords helpful financial assistance to homeowners, many of whom are subject to property taxes as well as income and sales taxes in their state.

Other Helpful Tax Resources

We recommend you check out 9 Easy Mistakes Home Owners Make on Their Taxes. We are not trying to scare you or anything – but mistakes happen.

Looking to file your taxes for free? Many participating software companies make their tax preparation software available through the IRS. Visit the IRS for more information.

Not a homeowner yet? Ready to start reaping the rewards of homeownership? Contact a licensed Inlanta Mortgage loan officer near you to learn about the loan programs available in your area.

Inlanta Mortgage offers Fannie Mae/Freddie Mac agency products, as well as a full suite of jumbo and portfolio programs. The company is fully delegated HUD-FHA including FHA 203K, VA, and USDA approved. Inlanta Mortgage also offers numerous state bond agency programs. Review Inlanta’s mortgage loan programs here.

Inlanta Mortgage is a multi-state mortgage banker based out of Brookfield, Wisconsin. NMLS# 1016. Inlanta Mortgage is proud to be a recent recipient of a 2012 Top Workplace Award.

Inlanta Mortgage is proudly celebrating twenty years in business. Learn more about Inlanta’s twenty year history here.

Winter Car Kit

Be Prepared for Winter Driving

Have you prepped your car for winter traveling? We’re not referring to snow tires – we’re referring to the items you should carry in your car in case of an emergency.

With a few frigid months ahead of us (at least for a good portion of the country), it’s a good idea to make sure you are properly prepared for a possible break down or accident during freezing weather. Here are a few items we recommend you keep inside your vehicle – just in case.

Winter Emergency Car Kit

  • Blanket – Sometimes the unexpected happens. If you breakdown when it’s freezing outside,  you will appreciate this extra layer of warmth as you wait for help.
  • Extra Hats, Socks, and Mittens – Did you poke you head around your engine to see what the problem was? Or maybe you took a quick peek under the car. In either case,  you may have gotten wet and will appreciate dry mitts or socks when you finally decide to climb into your car and wait out the rescue party.
  • Water & Snacks – Ideally, you will only be stuck on the side of the road for a brief time. However, winter storms often delay tow trucks and other rescue personnel. Make sure you have some water and snacks in case the wait becomes excessive.
  • Flashlight with Extra Batteries – A flashlight is a must-have – especially if your break down happens at night!
  • Car Cell Phone Charger – There isn’t anything much worse than being stranded on the road, in a storm, with a dead cell phone.
  • First Aid Kit – Let’s assume you won’t ever have to use this…but you will feel better knowing you have one should the time come.

Car accidents and break-downs are inevitable during the winter. In addition to packing a winter car kit with all the items mentioned above – make sure your automobile is in good working order. Check all coolant and fluid levels and make sure the pressure is right on all of your tires.

Stay Safe This Winter

Now this probably goes without saying – but let’s just say it: Slow down, don’t tailgate, and brake slowly. Let’s all stay safe throughout this holiday season!

Inlanta Mortgage offers Fannie Mae/Freddie Mac agency products, as well as a full suite of jumbo and portfolio programs. The company is fully delegated HUD-FHA including FHA 203K, VA, and USDA approved. Inlanta Mortgage also offers numerous state bond agency programs. Review Inlanta’s mortgage loan programs here.

Inlanta Mortgage is a multi-state mortgage banker headquartered in Brookfield, Wisconsin. NMLS# 1016. Inlanta Mortgage is proud to be a recent recipient of a 2012 Top Workplace Award.

6 Black Friday Shopping Tips

Be Prepared for Black Friday

Black Friday is almost here. Are you prepared? Here are a few shopping tips to help you make the most of this crazy busy shopping day.

Black Friday Shopping Tips

     

  1. Do Your Research – If you plan to purchase a big ticket item, make sure you do your research. Just because the item you plan to buy is cheap, doesn’t guarantee it’s a good deal. Read consumer reviews and reports to make sure the discounted item is worth getting out of bed at 5 am.
  2. Browse Deals Before You Go – Sketch out a game plan for Black Friday. Know your budget, which stores have sales, and which stores have sales on items you actually want.
  3. Compare Prices Before You Head Out – Determine what the regular price of an item is before you commit to purchasing that item on sale. Make sure you are comparing like items! It is not uncommon for stores to offer “stripped down” versions of products at deep discounts and then charge regular prices for all the required accessories.
  4. Use Store Credit Cards – This is generally a good idea when a deeper discount or an extended warranty is offered when purchasing using store credit. If there are no additional discounts or warranties, it may make more sense to pay another way.
  5. Check Out Night Owl Specials –  More and more stores offer deals for night owls that aren’t likely to get up at the crack of dawn. Cashing in on these deals may help you beat the crowd and ensure you get the item you are coveting.
  6. Know the Store’s Policy – Does the store you plan to shop at charge re-stocking fees or have a shorter return window? This will become an issue if the item you purchased isn’t all you expected it to be. Always keep your receipt – without your receipt stores aren’t likely to take your return at all.

Spread a Little Cheer

 
Good luck with your holiday shopping! Consider picking up an extra toy this year for a child in need! Many local charities help distribute toys to children over the holidays. One of our Wisconsin branches is collecting toys for the Children’s Hospital of Wisconsin. For more information on the Brookfield branch toy drive, click here.

Inlanta Mortgage offers Fannie Mae/Freddie Mac agency products, as well as a full suite of jumbo and portfolio programs. The company is fully delegated HUD-FHA including FHA 203K, VA, and USDA approved. Inlanta Mortgage also offers numerous state bond programs. Review Inlanta’s mortgage loan programs here.

Inlanta Mortgage is a multi-state mortgage banker based out of Brookfield, Wisconsin. NMLS# 1016.