Mortgage Insurance Makes a Difference

mortgage insurance

What is Mortgage Insurance?

Mortgage insurance is required when at least 20 percent of a home’s purchase price is not provided as a down payment. Basically, mortgage insurance protects lenders against homeowner defaults and encourages lenders and investors to make funds available for mortgage lending purposes. Without mortgage insurance, most home buyers would not have access to low down payment mortgage loan programs.

Types of Mortgage Insurances

Mortgage insurance differs by loan program. Conventional mortgages have private mortgage insurance (PMI) and FHA loans have mortgage insurance premiums (MIP).

PMI, or private mortgage insurance, is typically available in a variety of premium plan structures and offers payment options that can usually be tailored to the borrower’s needs. There are a number of private mortgage insurance providers and each structure their offerings a bit differently. Borrowers can typically cancel PMI after reaching 20 percent equity in your home.

FHA mortgage insurance premiums or MIP, are administered by the government. FHA insured loans require an up front mortgage insurance premium (UFMIP) as well as an annual premium (usually billed monthly).  Unlike PMI, FHA mortgage insurance premiums are required for the life of the loan.

FHA or Conventional Loans?

While putting down a larger down payment (20%) on your dream home can help you avoid the issue of mortgage insurance all together – many people are not in the position to do so. Since both FHA and conventional mortgage loans offer low down payment options, borrowers often make their decisions based on the mortgage insurance requirements. In fact, changes to FHA mortgage insurance requirements have made conventional loans increasingly attractive to home buyers.

Contact an Inlanta Mortgage loan professional to discuss your options and ensure that you select the program that is right for you! Click here to find a licensed mortgage loan professional near you.

Our Mission Statement

Our mission is to be the home financing partner that you trust to serve your family, friends and community. Through our family of dedicated mortgage professionals our commitment is to deliver an exceptional experience. Our unwavering dedication to integrity, honesty and ethics is the foundation of all of our relationships.

About Inlanta Mortgage

Headquartered in Brookfield, Wis., Inlanta Mortgage was established in 1993. We are currently celebrating our 20th Anniversary! Inlanta Mortgage offers Fannie Mae/Freddie Mac agency products, as well as a full suite of jumbo and portfolio programs. The company is an agency approved lender for Fannie Mae, FHA/VA, FHA 203K and USDA. Inlanta Mortgage also offers numerous state bond agency programs.

Inlanta Mortgage is privileged to have received a number of awards both locally and nationally. Read more about Inlanta Mortgage’s awards.

 

Avoid These 3 Mortgage Scams!

Avoid-Mortgage-ScamsWhile the housing market slowly recovers, scam artists continue to prey on desperate homeowners. Don’t become a victim! Thousands of homeowners are duped each year through mortgage scams, according to senior counsel for the Fair Housing & Fair Lending Project. Here are a few of the most common mortgage scams to be on the look out for!

Avoid These Mortgage Scams!

  1. Upfront Loan Modification Fees – Never pay upfront loan modification fees. Homeowners who pony up fees prior to a loan modification receive nothing in exchange. Legitimate lenders will not ask for money upfront. Scammers typically use abbreviations and program names like HARP or HAMP – hoping that the homeowner will be duped into assuming they are dealing with what sounds like a government sponsored program.
  2. Fake Mortgage Companies – It’s a fact that banks frequently buy and sell mortgages. Savvy scammers contact homeowners and represent themselves as the new owner of your mortgage loan, happily accepting your payments while you are none the wiser. If your mortgage lender sells your loan to another bank, you will receive a letter indicating who the new owner is. You will also receive a letter from the new owner explaining how payments can be made. Scammers are aware of this process, you will want to verify all information before mailing any payments.
  3. Lease/Buy-Back Agreements – Public records make it possible for con artists to know when a home is in foreclosure. In lease/buy-back mortgage scams, the perpetrator promises the deed transfer is temporary and you’ll be able to rent the home from the new owners and eventually repurchase the home after you get back on your feet. Brian Sullivan, a U.S. Department of Housing and Urban Development spokesman says. “If people are coming to you asking you sign away your home so they can make payments for you, run for the hills!”

Homeowner Help

Homeowners are more likely to become victims of fraud when they are not aware of the options available to them. Visit the U.S Department of Housing and Urban Development’s Homeowner Help section for information on avoiding foreclosure.

About Inlanta Mortgage – Celebrating 20 Years

Celebrating its 20th Anniversary, Inlanta Mortgage is a growing mortgage banking firm committed to quality mortgage lending, ethical operations and strong customer service.

Inlanta Mortgage offers Fannie Mae/Freddie Mac agency products, as well as a full suite of jumbo and portfolio programs. The company is an agency approved lender for Fannie Mae, FHA/VA, FHA 203K and USDA. Inlanta Mortgage also offers numerous state bond agency programs. Review Inlanta’s mortgage loan programs here.

Inlanta Mortgage is a multi-state mortgage banker based out of Brookfield, Wisconsin. NMLS #1016. Inlanta Mortgage is proud to be named to the Scotsman Guide Top Mortgage Lenders 2012 list and to be among the Top 100 Mortgage Banking Companies in America in 2012 and Fastest Growing Milwaukee-Area Firms.

 

3 Common Mortgage Myths

Mortgage Myths

Mortgage Myths

Are pre-approvals and pre-qualifications the same thing? If you are pre-approved are you guaranteed to close your mortgage loan? Do all mortgage loans require a 20 percent down payment? In today’s blog post, we hope to debunk a mortgage myth or three and help you better understand the mortgage process.

Mortgage Myth No. 1

Pre-qualification and pre-approvals are the same thing. FALSE.

Pre-qualifications will give you an idea of what kind of loan you may qualify for and can typically be completed in minutes. This informal estimate may be just fine for those in the very early stages of the home buying process.

Pre-approvals are more involved and are a better indication of your ability to fully qualify for a mortgage loan. In order to get pre-approved, we will gather all the information we need to begin the loan process. This typically involves a credit check as well as income and asset verification. Read more about the pre-approval process in House Hunting? You Need a Pre-Approval Letter.

Mortgage Myth No. 2

You need a 20-percent down payment. FALSE.

There are a lot of options out there for home buyers, including Federal Housing Administration (FHA) loans that allow borrowers to put as low as 3.5-percent down. USDA loans and VA loans typically don’t require a down payment, but do have certain eligibility requirements.

While a lower down payment may help borrowers get into a new home sooner, mortgage insurance is typically required. Read more about mortgage insurance premiums (MIP) and private mortgage insurance (PMI) in What is Private Mortgage Insurance or PMI?

Mortgage Myth No. 3

Your mortgage pre-approval means that your mortgage is guaranteed. FALSE.

Too many borrowers make the mistake of making large purchases or applying for new credit while in the middle of the mortgage process.

If you have applied for a mortgage loan or intend to apply for a mortgage, do not under any circumstances apply for new credit. This means no new credit cards, credit card consolidations or auto financing. If you open a new account during the mortgage process, it will need to be verified by your lender. While you may think that your lender won’t know, lenders do a credit check prior to closing to ensure your account status hasn’t changed. Anything that changes will require additional verification. Your credit score could change because of your new financial situation, which could cause delays in your settlement or changes to your interest rate.

Read Mortgage Do’s & Don’ts to learn about ensuring a smooth loan process.

Contact Us or Apply Online

All of our loan officers are qualified to discuss your personal finances and recommend the best mortgage loan program for your specific needs. Find a loan officer near you using our branch locator, or apply online and we will forward your application to a qualified mortgage professional in your area.

About Inlanta Mortgage

Celebrating its 20th Anniversary, Inlanta Mortgage is a growing mortgage banking firm committed to quality mortgage lending, ethical operations and strong customer service.

Inlanta Mortgage offers Fannie Mae/Freddie Mac agency products, as well as a full suite of jumbo and portfolio programs. The company is an agency approved lender for Fannie Mae, FHA/VA, FHA 203K and USDA. Inlanta Mortgage also offers numerous state bond agency programs. Review Inlanta’s mortgage loan programs here.

Inlanta Mortgage is a multi-state mortgage banker based out of Brookfield, Wisconsin. NMLS #1016. Inlanta Mortgage has been named to the Scotsman Guide Top Mortgage Lenders 2012 list, Mortgage Technology’s Top Tech Savvy Lender List, is a Top 100 Mortgage Banking Companies in America in 2012 and among the Fastest Growing Milwaukee-Area Firms.

What is a Home Appraisal?

Home-Appraisal

What is a Home Appraisal?

An appraisal is a written estimate of a property’s market value used by mortgage lenders to verify a property’s worth for prospective financing. Appraisals are performed by qualified independent real estate appraisers, typically after your purchase offer is accepted by the seller.

Why is an Appraisal Required?

An appraisal is essential to the mortgage loan approval process. Lenders use the appraisal to determine the appropriate loan amount. Because home values can vary considerably, it’s important for the lender to have an objective opinion of the value of a home before making a loan that will be secured by the property. A lender will not lend more than the value of the home, and the appraised value is used to determine common loan ratios that factor into the mortgage loan approval process, such as loan to value (LTV).

What Factors Affect a Home Appraisal?

Several items are taken into consideration when an appraisal is completed. The appraiser takes external measurements of the home to determine square footage and notes the layout of all rooms as well as the number of bedrooms and bathrooms. Other items that may be taken into consideration include:

  • Overall condition of property
  • Property location
  • Architectural features
  • Major structural improvements (additions or remodeled rooms)

Who Orders Appraisal?

Your mortgage lender will hire an independent appraiser that is licensed by the state Division of Commerce to complete your appraisal.

Ready to Buy a Home?

Are you ready to buy your first home or move to a new one? Complete our online application or find a loan officer near you using our branch locator. Please feel free to reach out to any of our qualified and licensed mortgage professionals if you have any questions about home buying or refinancing.

About Inlanta Mortgage – Celebrating 20 Years

Celebrating its 20th Anniversary, Inlanta Mortgage is a growing mortgage banking firm committed to quality mortgage lending, ethical operations and strong customer service.

Inlanta Mortgage offers Fannie Mae/Freddie Mac agency products, as well as a full suite of jumbo and portfolio programs. The company is an agency approved lender for Fannie Mae, FHA/VA, FHA 203K and USDA. Inlanta Mortgage also offers numerous state bond agency programs. Review Inlanta’s mortgage loan programs here.

Inlanta Mortgage is a multi-state mortgage banker based out of Brookfield, Wisconsin. NMLS #1016. Inlanta Mortgage is proud to be named to the Scotsman Guide Top Mortgage Lenders 2012 list and to be among the Top 100 Mortgage Banking Companies in America in 2012 and Fastest Growing Milwaukee-Area Firms.

How to Choose a Loan Program

Choose Loan Program

How Do You Choose a Loan Program?

There is no straight forward and simple answer to this question. How you choose a loan program is dependent on several factors. Here are a few questions that will help illustrate what information is needed in order to identify the right program for your specific home financing needs:

  • How long do you want to stay in your home?
  • How much do you have for a down payment?
  • Are you a military veteran?
  • Do you live in an eligible USDA area?
  • How is your credit score?
  • What is the purchase price of the home you want to buy?
  • Would you prefer fixed payments?
  • Would you be amenable to fluctuating payments?
  • How long have you been with your employer?
  • Do you have a stable credit history?
  • Do you plan to live in the home?
  • Do you plan to buy-to-rent?

Choose a Loan Program

The best option when choosing a loan program is to sit down with a licensed mortgage loan officer and discuss your specific situation. Major loan programs available at Inlanta Mortgage include VA, USDA, FHA, Conventional and 203k Rehabilitation Loans. The loan program you qualify for will be dependent upon how you answer many of those questions above.

Here are some links to general information regarding these major loan programs.

As you will see, these loan program guidelines are general in nature. Meeting with a loan officer will help you better understand each program’s unique benefits and qualification requirements. Use our branch locator to find a loan officer near you, or click here to apply now. If you apply now, we will forward your application to a loan officer licensed to originate in your area.

About Inlanta Mortgage – Celebrating 20 Years

Celebrating its 20th Anniversary, Inlanta Mortgage is a growing mortgage banking firm committed to quality mortgage lending, ethical operations and strong customer service.

Inlanta Mortgage offers Fannie Mae/Freddie Mac agency products, as well as a full suite of jumbo and portfolio programs. The company is an agency approved lender for Fannie Mae, FHA/VA, FHA 203K and USDA. Inlanta Mortgage also offers numerous state bond agency programs. Review Inlanta’s mortgage loan programs here.

Inlanta Mortgage is a multi-state mortgage banker based out of Brookfield, Wisconsin. NMLS #1016. Inlanta Mortgage is proud to be named to the Scotsman Guide Top Mortgage Lenders 2012 list and to be among the Top 100 Mortgage Banking Companies in America in 2012 and Fastest Growing Milwaukee-Area Firms.

FHA Mortgage Loan Guidelines

FHA Mortgage Loans

What is an FHA Mortgage Loan?

An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). An FHA loan is typically one of the easiest types of mortgage loans to qualify for because you can have less-than-perfect credit and the required down payment (3.5 percent) is lower than conventional loans.

FHA Mortgage Loan Qualifications

The FHA imposes certain loan guidelines that FHA-approved lenders and potential borrowers must abide by. In order for an FHA-approved lender, such as Inlanta Mortgage, to approve a borrower for an FHA mortgage loan the borrower must meet the following criteria:

  • Must have steady employment history or a minimum of two years working for the same employer
  • Must have valid social security number
  • Must be using purchased property as primary residence
  • The property mush be appraised by an FHA-approved appraiser

Other qualifying criteria will apply. For more information, find a licensed Inlanta Mortgage loan officer near you using our branch locator. Inlanta Mortgage loan officers can securely accept mortgage applications online. If aren’t sure who to apply with, feel free to apply here and we will redirect your application to a loan officer licensed to originate in your area.

FHA Mortgage Insurance – MIP & UFMIP

Since the guidelines for FHA mortgage loans are less strict than conventional mortgage loans and the loan offers a lower down payment option, there is a higher risk of associated with FHA loans. As a result of this increased risk, the FHA requires borrowers to pay mortgage insurance premiums. There are two kinds of mortgage insurance premiums associated with FHA mortgage loans. The first premium, upfront mortgage insurance premium (UFMIP) is one that is paid upfront. In actuality, the UFMIP can be paid in full upfront or financed into the mortgage. The second is an annual insurance premium that is billed monthly. The monthly mortgage insurance premium that will be due each month through the life of the loan. For more information on the FHA mortgage insurance premium collection process, visit Hud.gov.

The expense of FHA mortgage insurance premiums is something you should consider when evaluating various loan programs. Discuss all available Inlanta Mortgage loan program options licensed mortgage loan officer. Your loan officer will be able to help you determine which loan program is best for your unique financial situation.

About Inlanta Mortgage

Inlanta Mortgage is proudly celebrating twenty years in business. Check out our 20th Anniversary Video.

Inlanta Mortgage provides its branches with Fannie Mae/Freddie Mac agency products, as well as a full suite of jumbo and portfolio programs. The company is an agency approved lender for Fannie Mae, FHA/VA, FHA 203K and USDA. Inlanta Mortgage also offers numerous state bond agency programs. Review Inlanta’s mortgage loan programs.

Inlanta Mortgage is a multi-state mortgage banker based out of Brookfield, Wisconsin. NMLS #1016. Inlanta Mortgage was recently recognized as one of the Fastest Growing Firms in the Milwaukee-Area, is proud to be named to the Scotsman Guide Top Mortgage Lenders 2012 list and to be among the Top 100 Mortgage Banking Companies in America in 2012.

 

What is Private Mortgage Insurance or PMI?

Mortgage-Insurance

What is Private Mortgage Insurance or PMI?

Private Mortgage Insurance (PMI) is a policy provided by private mortgage insurers to protect lenders against loss if a borrower defaults. The benefit of private mortgage insurance to the borrower is that it allows a borrower to purchase a home without putting down a 20% down payment.

PMI should not be mistaken for MIP, or Mortgage Insurance Premiums, purchased from the government for FHA mortgage loans.

What’s the Difference Between MIP & PMI?

Although the concept of insurance protection is similar, there are distinct differences between private mortgage insurance (PMI) and FHA mortgage insurance premiums (MIP) that should be considered when deciding which loan program suits your financial needs.

PMI is typically is available in a variety of premium plan structures and offers payment options that can usually be tailored to the borrower’s needs. There are a number of private mortgage insurance providers and each structure their offerings a bit differently.

MIP is the government-administered mortgage insurance program that has certain restrictions and has undergone a number of changes recently.

Major Differences Between PMI & MIP

Major differences between these insurance programs include:

  • Only a monthly premium is required with PMI while MIP requires both an upfront MIP (UFMIP) and a monthly premium.
  • PMI can be canceled after a stated LTV is achieved and favorable payment history has been established, while MIP is paid for the life of the loan.

For More Information

Contact an Inlanta Mortgage loan professional to discuss your options and ensure that you select the program that is right for you! Click here to find a licensed mortgage loan professional near you.

About Inlanta Mortgage

Inlanta Mortgage is proudly celebrating twenty years in business. Check out our 20th Anniversary Video.

Inlanta Mortgage provides its branches with Fannie Mae/Freddie Mac agency products, as well as a full suite of jumbo and portfolio programs. The company is an agency approved lender for Fannie Mae, FHA/VA, FHA 203K and USDA approved. Inlanta Mortgage also offers numerous state bond agency programs. Review Inlanta’s mortgage loan programs.

Inlanta Mortgage is a multi-state mortgage banker based out of Brookfield, Wisconsin. NMLS #1016. Inlanta Mortgage was recently recognized as one of the Fastest Growing Firms in the Milwaukee-Area, is proud to be named to the Scotsman Guide Top Mortgage Lenders 2012 list and to be among the Top 100 Mortgage Banking Companies in America in 2012.

FHA 203k Loan Guidelines – Financing for Fixer-Uppers

FHA 203k Loans

Did you find a fixer-upper? Not sure how to finance repairs?

Finance House and Repairs

If you find a house in need of repairs, an FHA 203K rehabilitation loan allows you to finance the repairs and the house purchase in one loan.

A bedroom addition, a family room extension, an upgraded kitchen or a bathroom remodel are just a few of the options available to you with an FHA 203K rehabilitation loan. Click here to learn more about regular FHA 203K loans (for larger scale rehab projects), Streamline FHA 203K loans (for smaller rehab projects), and eligible repairs and properties under each program.

Five Reasons to Consider FHA 203K Loan

  • Turn an average home into a dream home. Qualifed homebuyers can improve less-than-perfect homes in desirable locations or address property shortcomings immediately without draining your savings.
  • Make the home your own – removing the previous owner’s style. Everyone has different tastes – you don’t have to live with the previous owner’s choices.
  • Fix things the previous owner may have ignored – windows, roof repairs, etc.
  • Get more house for the money. REOs and foreclosures are still a large part of the real estate inventory. Buyers can take advantage of reduced home prices.
  • Rolling rehabilitation costs into the mortgage allows borrowers access to repair funds at lower rates.

FHA 203K Program/Property Guidelines

  • Down payment – 3.5% of total amount of purchase plus costs of repairs – gift funds are allowed
  • Seller contributions – seller may contribute 6% of purchase prices toward closing cost and prepaids
  • Purchase of owner occupied primary residence
  • All properties must be at least one year old
  • New construction is not eligible
  • Commercial properties are not eligible
  • Required $5,000 minimum renovation cost

Additional restrictions may apply and FHA 203K loan guidelines are subject to change. Please contact a licensed Inlanta Mortgage loan officer for more information on FHA 203K Rehabilitation loans.

More Information on FHA 203K Loans

Contact a licensed Inlanta Mortgage loan originator for more information on FHA 203K rehabilitation loans. Use our branch locator to find an office near you – or apply online now.

About Inlanta Mortgage

Inlanta Mortgage is proudly celebrating twenty years in business. Learn more about Inlanta’s twenty year history here.

Inlanta Mortgage offers Fannie Mae/Freddie Mac agency products, as well as a full suite of jumbo and portfolio programs. The company is fully delegated HUD-FHA including FHA 203K, VA, and USDA approved. Inlanta Mortgage also offers numerous state bond agency programs. Review Inlanta’s mortgage loan programs here.

Inlanta Mortgage is a multi-state mortgage banker based out of Brookfield, Wisconsin. NMLS #1016. Inlanta Mortgage is a proud recent recipient of a Top Mortgage Lenders 2012 Award from Scotsman Guide and was recently recognized as one of the Fastest Growing Firms in the Milwaukee-Area by the Milwaukee Business Journal.

Conventional Mortgage Loan Basics

Conventional Loans

What is a Conventional Mortgage Loan?

A conventional mortgage refers to a loan that is not insured or guaranteed by the federal government. In contrast, an FHA mortgage loan is insured by the Federal Housing Authority and VA mortgage loans are backed by the Department of Veterans Affairs. Conventional loans can be either fixed or an adjustable rate.

Typical Requirements of Conventional Mortgage Loan

Conventional loans typically require a higher down payment than government loans. For consumers with a substantial down payment, equally or exceeding 20% of the purchase price of a home, private mortgage insurance (PMI) is not typically required.

Conventional loans are more beneficial to borrowers with higher credit scores. Borrowers with lower credit scores will typically face higher interest rates. In addition, borrowers with recent foreclosures or bankruptcies may not immediately qualify for a conventional mortgage loan.

Is a Conventional Mortgage Loan Better?

To determine which type of loan best suits your circumstances, you must take some time to consider the pros and cons of each. Conventional loans are typically more appropriate for individuals with higher credit scores and substantial down payment funds. Government loans typically have lower minimum credit scores and lower down payment requirements. But there is more to it than that…

Our best advice is to contact a licensed mortgage loan officer for a consultation. Inlanta Mortgage loan officers will assess your financial situation and provide a recommendation that is most appropriate for your unique situation. Each loan officer can explain the pro’s and con’s of conventional financing and provide you with additional financing options including VA, USDA, and FHA mortgage loans.

Ready to take that next step? Locate a loan officer near you or apply online now.

About Inlanta Mortgage

Inlanta Mortgage is proudly celebrating twenty years in business. Learn more about Inlanta’s twenty year history here.

Inlanta Mortgage offers Fannie Mae/Freddie Mac agency products, as well as a full suite of jumbo and portfolio programs. The company is fully delegated HUD-FHA including FHA 203K, VA, and USDA approved. Inlanta Mortgage also offers numerous state bond agency programs. Review Inlanta’s mortgage loan programs here.

Inlanta Mortgage is a multi-state mortgage banker based out of Brookfield, Wisconsin. NMLS #1016. Inlanta Mortgage is a proud recent recipient of a Top Mortgage Lenders 2012 Award from Scotsman Guide and was recently recognized as one of the Fastest Growing Firms in the Milwaukee-Area by the Milwaukee Business Journal.

 

Mortgage Pre-Approvals Help House Hunters

buy a house

Shopping for a New Home? You Need a Pre-Approval Letter

Will you be dropping by a few open houses this weekend? Take a pre-approval letter with you! Inlanta Mortgage loan officers work quickly to assess your financial situation and provide a pre-approval for your home shopping needs. Mortgage pre-approvals provide house hunters with a number of benefits:

  • Your Realtor knows you’re serious when you present a pre-approval letter.
  • Sellers prefer to negotiate with prospective buyers with pre-approvals over simple pre-qualification letters – often times sellers won’t even consider your offer without a pre-approval letter from a licensed mortgage loan originator!
  • Your mortgage pre-approval letter takes into consideration down payment percentages, interest rates, property taxes and mortgage insurance – which makes it clearer to you (the buyer) just how much you can truly afford to borrow.
  • A solid pre-approval will help you get your loan processed faster. Getting a pre-approval could take your offer from a 60 day closing to as little as 30 days.

Pre-Approvals are Not Pre-Qualifications

Pre-qualifications will give you an idea of what kind of loan you may qualify for and can typically be completed in minutes. This informal estimate may be just fine for those in the very early stages of the home buying process.

Pre-approvals are more involved and are a better indication of your ability to fully qualify for a mortgage loan. In order to get pre-approved, we will gather all the information we need to begin the loan process. This typically involves a credit check as well as income and asset verification. Typical documents required for a pre-approval include:

  • Bank statements
  • W-2s
  • Drivers License/Identification
  • Paystubs
  • Proof of IRAs or retirement accounts and their balances

Apply Online for Your Pre-Approval

Securely submit your application online! Click here to submit an application now or use our branch locator to find a licensed mortgage loan orginator near you.

Inlanta Mortgage loan officers are dedicated to helping you achieve your dreams of homeownership. Review testimonials for Inlanta Mortgage loan officers here. All testimonials were published with the express permission of our customers. Last names have been omitted to ensure their privacy.

Inlanta Mortgage is proudly celebrating twenty years in business. Learn more about Inlanta’s twenty year history here.

Inlanta Mortgage offers Fannie Mae/Freddie Mac agency products, as well as a full suite of jumbo and portfolio programs. The company is fully delegated HUD-FHA including FHA 203K, VA, and USDA approved. Inlanta Mortgage also offers numerous state bond agency programs. Review Inlanta’s mortgage loan programs here.

Inlanta Mortgage is a multi-state mortgage banker based out of Brookfield, Wisconsin. NMLS# 1016. Inlanta Mortgage is proud to be a recent recipient of a 2012 Top Workplace Award.