14 Ways to Make Your Home Cozy and Inviting

14 Ways to Make Your Home Cozy and Inviting

Do you ever stumble upon a picture of a home that looks cozy and beautifully decorated and think, “I wish my home looked like that”? Good news! Creating an inviting home is simple when you break down each element that ties the look and feel together.

Here are 14 ways you can create the warm and inviting home you’ve always wanted.

1. Spruce up your Bedding

Make sure to choose bedding that matches nicely with the room. Spring for more expensive sheets to make the bed cozier!

2. Add Throw Blankets

Find some nice, quality throw blankets that coordinate with your living area and bedroom. A nice throw blanket on the living room couch encourages guests to make themselves right at home. Keeping a throw on your bed can give it a nice decorative touch.

3. Try a Blanket Ladder or Basket

Pick out your most stylish throws and find a nice woven basket or blanket ladder to put them on display. This will help to invite your guests to grab a blanket and stay a while!

4. Get yourself a Comfy Couch

Nothing says, “Welcome!” quite like a nice, comfortable couch. The couch is the staple of a living space, so choosing the right one will elevate the room.

5. Accentuate the Fireplace

If your house has a fireplace, highlight it by decorating the mantle area with things like vases, candles or other decorative pieces. However, don’t try too hard to follow a set decorative plan for your mantle. Finding pieces that work with your style and coordinate with the room will help give your space some personality. Also, putting one big focal piece, such as a mirror or painting, in the area above the fireplace will help draw the eye and pull the room together

6. Make Room for Fresh Flowers

Fresh flowers make a great addition to the kitchen and/or bathroom! Visit your local grocery store or farmers market and pick out flowers that coordinate with the room you want them in along with a nice vase to put them in.

7. Use the Right Lighting

The right lighting can work wonders. If you’re having a cocktail party, you’ll want to give your room plenty of light. This invites your guests in from the outside and highlights your home’s features on the inside. When you are having a small get-together with close friends, dimmed lighting can create a cozy atmosphere.

8. Use Light Paint Colors

Light, vibrant paint colors can make any room look bright, warm and inviting. Dark colors tend to make rooms look smaller and don’t have a very homey appeal.

9. Create an Outdoor Hangout Spot

Take your living space outdoors! Comfortable chairs and a fire pit are a great addition to your outdoor space for fair weather seasons.

10. Let There be Candlelight

Having plenty of candles around your home gives it a sense of warmth. Put a couple candles in each room and people will feel a sense of comfort no matter where they are in your home. Plus, your home will smell great, too!

11. Hang Unique Mirrors

Placing a cool mirror above a dresser or table can give a room personality and reflect your style. Mirrors also give the illusion that a room is much larger than it really might be due to reflecting light.

12. Get Plenty of Comfortable Pillows

Pillows can be a great accent to a living area. Investing in ones that are comfortable and stylish takes it to a whole new level.

13. Incorporate a Large Area Rug

If your living area has hardwood floors, a large area rug will instantly warm up the space. People sometimes like to make the area rug a focal point and choose their accessories, pillows, and paint color based on the color and/or pattern of the rug.

14. Create Themed Photo Collages

Displaying pictures is a great way to let people know who or what is most important to you and also adds a personal touch to your home. Make a framed collage to add to an empty wall by choosing a bunch of pictures that have a common theme, like a family vacation or special event. You can buy collage frames pre-made or group individual frames together for added style.

These tips are sure to make your home as cozy and inviting as can be! If you’re currently sitting in a rental property dreaming of ways you will make your future home cozy and inviting, contact one of our loan experts today to see just how close you are to achieving that dream of homeownership!

How to Style a Thanksgiving Table

Thanksgiving is right around the corner! Are you hosting this year? If so, you may be wondering exactly how to set your table right. Look no further – we’ve got all the steps you need to style a Thanksgiving table right here.

Step #1 – Choose a Color Pallet

Thanksgiving colors are all about burnt orange, red, yellow and brown tones. Try incorporating some of these seasonal colors into your table’s color pallet. Otherwise, keep it simple and go with a white and green color scheme for a more minimalist approach. You can never go wrong with a plain white dinner plate!

Step #2 – Embrace the Season/Holiday

Why not lean into the holiday and add in some turkey/fall/Thanksgiving specific décor? This could be themed napkins, table accents, plate design and more! Check out this Pinterest page for some ideas.

Step #3 – Choose your Centerpiece

Thanksgiving is typically spent sitting around the table enjoying a delicious meal and good company, so it’s important to make a statement with your centerpiece! Here are a few ideas to inspire you to choose the right one for yours. Also, be sure whatever you choose matches your color pallet!

Step #4 – Add Accents

It’s the little things that make a big difference! Tiny accents such as leaves on the table, gold napkin holders, fresh flowers, etc. can truly bring the warmth of the holiday right into your table and brighten up your décor.  

Step #5 – Add Greenery

Adding greenery is always a good idea. Whether it be in your centerpiece, in your napkins holders or even a top your plates, greenery can really “spruce” up your table. Here are a few ideas to help incorporate this into your theme.

Step #6 – Set the Mood

A good table has good ambiance. Keep the lighting low, put on some dinner music and add some candles to your table to help set the tone for the perfect holiday meal.

From the Inlanta Mortgage family to yours, we hope you enjoy your Thanksgiving holiday!

Helpful Hacks to Stretch Your Holiday Budget

While the holiday season is a joyous time of year, it can also be a stressful time both emotionally and financially. According to a study completed by the American Research Group, Inc., the average American is expected to spend over $900 on gifts this holiday season alone. If you don’t have $900 already set aside for gifts this season, you’re not alone. That’s why we’re bringing you our top tips to stretch your holiday budget below!

  1. Make a Plan

    First things first – sit down and take a hard look at your finances, how many people you’d like to purchase gifts for, and what your budget will allow. Making and pricing out a list will also help you to stay on track and on budget.

  2. Do your Research

    Have your eye on a specific gift for someone? Don’t jump on the first deal that comes your way. Try comparison shopping online or download a digital coupon app like RetailMeNot for deals and discount codes.

  3. Sign up for Email Alerts

    If you’ve got several favorite stores, make sure you sign up for email alerts to receive news and information on sales and discount offers.

  4. Pay with Cash

    While it’s tempting to charge up your credit card for gifts you think your family and friends will really love, setting a strict budget and taking out the exact amount of cash you plan to spend will help you to avoid that post-holiday debt.

  5. Take Advantage of Credit Promotions

    While we do encourage you to use cash to stay on budget, it may be smart to check into your credit card company incentives and promotions to see if they offer cash rewards or points that will help you earn more. If you do decide to go this route, please remember to use credit responsibly

  6. DIY

    It’s truly the thought that counts, so why not channel your creativity to make your own, personalized gifts for your loved ones? With the robust internet today, you should have no problem finding a number of ideas. Try checking out Pinterest to get you started.

  7. Set a Limit

    There’s no harm in proposing a monetary limit with family and friends to help you stretch your budget on gifts this year. It is likely that they are in the same boat as you are and will welcome the gift limit idea.

So, leave the stress behind this season and use these handy tips to help you stretch your holiday budget. As always, if there’s anything we can do to help, contact us today!

All About VA Loans

To our veterans and active military personnel, we tip our hats to you, and to your sacrifices that make our freedom possible this Veterans Day and every day. As your trusted mortgage advisors, we are committed to making your dream of homeownership possible with our VA loan options.

What is a VA loan?

A VA (Veterans Affairs) mortgage loan is designed specifically for service members, veterans, and eligible surviving spouses, offering excellent benefits that allow eligible VA borrowers to purchase a home with:

  • No money down
  • No PMI* (primary mortgage insurance) required
  • More flexible credit guidelines

What Can You Do with a VA Loan?

A VA loan is similar to any other conventional loan, allowing you to:

  • Purchase a home or condo
  • Build a new home
  • Refinance your current home
  • Make improvements on your current home, such as adding energy efficient features

Who is Eligible^?

In order to be eligible for a VA mortgage loan, veterans and surviving spouses must meet requirements based on available entitlement and years of service. To learn more about our VA mortgage loans, contact your local Inlanta loan officer today.

Finally, to all of those who proudly serve or have served in our US military, we thank you for your service!

*PMI is typically required when purchasing a home with a down payment under 20%, and the payment is added to your monthly mortgage payment.

Inlanta Recognized Best Military Originators

Congratulations to Yvette Clermont, Dave Hartman, Balenda Hetzel, Jim Snyder and Kip Warzon on being recognized as National Mortgage Professional Magazine‘s Best Military Originators!

These outstanding individuals continue to go above and beyond for our veterans and we couldn’t be prouder to have them on our team.

Serving Veterans Daily

At Inlanta, we do VA loans right! We are committed to providing our Veterans with exceptional service. Our team of VA experts are adept at handling situations unique to the military community so our VA clients get the hard-earned benefits they deserve.

What is a VA Mortgage Loan?

A VA mortgage loan is a federally guaranteed mortgage loan for veterans that does not require a down payment or private mortgage insurance. This is an excellent benefit for eligible veterans. Private mortgage insurance is usually required if a down payment of 20% is not provided – with the VA mortgage loan both the down payment and private mortgage insurance requirements are waived for veterans.

If you’re a veteran, active military member or surviving spouse and are interested in learning more about Inlanta’s VA loan program, click here or contact us today to begin your mortgage journey with one of our expert loan officers.