Category Archives: First Time Home Buyer

Mortgage Pre-Approvals Help House Hunters

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Shopping for a New Home? You Need a Pre-Approval Letter

Will you be dropping by a few open houses this weekend? Take a pre-approval letter with you! Inlanta Mortgage loan officers work quickly to assess your financial situation and provide a pre-approval for your home shopping needs. Mortgage pre-approvals provide house hunters with a number of benefits:

  • Your Realtor knows you’re serious when you present a pre-approval letter.
  • Sellers prefer to negotiate with prospective buyers with pre-approvals over simple pre-qualification letters – often times sellers won’t even consider your offer without a pre-approval letter from a licensed mortgage loan originator!
  • Your mortgage pre-approval letter takes into consideration down payment percentages, interest rates, property taxes and mortgage insurance – which makes it clearer to you (the buyer) just how much you can truly afford to borrow.
  • A solid pre-approval will help you get your loan processed faster. Getting a pre-approval could take your offer from a 60 day closing to as little as 30 days.

Pre-Approvals are Not Pre-Qualifications

Pre-qualifications will give you an idea of what kind of loan you may qualify for and can typically be completed in minutes. This informal estimate may be just fine for those in the very early stages of the home buying process.

Pre-approvals are more involved and are a better indication of your ability to fully qualify for a mortgage loan. In order to get pre-approved, we will gather all the information we need to begin the loan process. This typically involves a credit check as well as income and asset verification. Typical documents required for a pre-approval include:

  • Bank statements
  • W-2s
  • Drivers License/Identification
  • Paystubs
  • Proof of IRAs or retirement accounts and their balances

Apply Online for Your Pre-Approval

Securely submit your application online! Click here to submit an application now or use our branch locator to find a licensed mortgage loan orginator near you.

Inlanta Mortgage loan officers are dedicated to helping you achieve your dreams of homeownership. Review testimonials for Inlanta Mortgage loan officers here. All testimonials were published with the express permission of our customers. Last names have been omitted to ensure their privacy.

Inlanta Mortgage is proudly celebrating twenty years in business. Learn more about Inlanta’s twenty year history here.

Inlanta Mortgage offers Fannie Mae/Freddie Mac agency products, as well as a full suite of jumbo and portfolio programs. The company is fully delegated HUD-FHA including FHA 203K, VA, and USDA approved. Inlanta Mortgage also offers numerous state bond agency programs. Review Inlanta’s mortgage loan programs here.

Inlanta Mortgage is a multi-state mortgage banker based out of Brookfield, Wisconsin. NMLS# 1016. Inlanta Mortgage is proud to be a recent recipient of a 2012 Top Workplace Award.

Buy or Rent?

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With spring in full swing, many people are trying to decide whether they should buy or rent a home. In order to make this decision, potential home buyers should consider the increasing cost of rent, the value of home equity, and the intangible benefits associated with homeownership.

Increasing Cost of Rent

Home buyers typically enjoy fixed housing expenses. Renters are consistently asked to cough up more money each year. According to the Census Bureau, median rent prices in 1988 were $350. In 2000, median rent prices approached $500 per month. Currently, the median asking rent in the United States is $717 per month. The KCM Crew discusses the rising cost of rent in their blog post today.

Building Home Equity

When you pay a mortgage, a portion of that payment goes directly toward building equity in your home. When you pay rent, you will never see that money again. It’s important to note that home equity takes time to build and during the early years of a mortgage, payments go primarily to the interest on the loan. However, the sooner you purchase a home, the sooner you will begin to reap the benefits of a reduced principal balance and higher equity.

Social Benefits of Homeownership

According to the National Association of Realtors®, research has shown that homeownership brings substantial benefits for families, communities and the country as a whole. Some of the documented social benefits to consider in your decision to buy or rent include:

  • Increased charitable activity
  • Civic participation in both local community and national issues (including voting)
  • Greater awareness of the political process
  • Higher incidence of membership in voluntary organizations and church attendance
  • Greater social capital generated
  • Greater attachment to the neighborhood and neighbors
  • Lower teen pregnancy by children’s living in owned homes
  • Higher student test scores by children’s living in owned homes
  • Higher rate of high school graduation thereby higher earnings
  • Children more likely to participate in organized activities and have less television screen time
  • Homeowners take on a greater responsibility such as home maintenance and acquiring the financial skills to handle mortgage payments and those skills transfer to their children
  • Homeowners reported higher life satisfaction, higher self-esteem, happiness, and higher perceived control over their lives
  • Better health outcomes, better physical and psychological health
  • Tremendous wealth gains for homeowners under normal housing market conditions (outside of the terrible bubble/bust housing years)
  • Homeowners not only experience a significant increase in housing satisfaction, but also obtain a higher satisfaction even in the same home in which they resided as renters
  • Family financial situation and housing tenure during childhood and adulthood, impacted one’s self-rated health (in particular, the socioeconomic disadvantaged indicated by not being able to save any money or not owning or purchasing a home are less likely to self-rate their health as excellent or very good).
  • Less likely to become crime victims
  • Homeowners better maintain their homes, and high quality structures also raise mental health -renter-occupied housing appreciates less than owner-occupied housing
  • Housing prices are higher in high-ownership neighborhoods
  • Maintenance behavior of individual homeowners is influenced by those of their neighbors

Your Home Financing Options

Inlanta Mortgage offers a variety of loan programs for new home buyers. Use our branch locator to find an Inlanta Mortgage loan officer near you. Our loan officers can review your financial situation and help you determine which program is best for your unique financing needs.

Review more about our Loan Programs, read First Time Home Buyer Tips, or check out recent Testimonials for Inlanta Mortgage loan officers.

Inlanta Mortgage is proudly celebrating twenty years in business. Learn more about Inlanta’s twenty year history here.

Inlanta Mortgage is a multi-state mortgage banker based out of Brookfield, Wisconsin. NMLS# 1016. Inlanta Mortgage is proud to be a recent recipient of a 2012 Top Workplace Award

First-Time Home Buyer Tips

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Fixed mortgage rates are low, home prices are rising, and homeownership is a great way to accumulate wealth in the long term. Are you ready to buy your first home?

Get the Ball Rolling – Now

Are you considering homeownership?  We recommend home buyers start preparing six months in advance of house hunting – or as soon as possible. Why? First-time home buyers often need time to reduce debt obligations, save up for a down payment, or improve their credit to meet program requirements. If homeownership is something you are considering, use our branch locator to contact a licensed Inlanta Mortgage near you. Inlanta loan officers will help you get on the right path to homeownership.

Improving Your Credit Score – Home Buyer Tips

Why does your credit score matter? Your credit score will help determine the interest rate you get and the loan programs you are eligible for. Higher credit scores enable borrowers to pay lower interest rates. If you haven’t already considered improving your credit score – it’s never to late to start. Here are a few credit tips for potential home buyers:

1. Check Your Credit.

Make sure the information on your credit report is accurate and up-to-date. Get a free copy of your credit report every year from each of the three major credit reporting bureaus at www.annualcreditreport.com. If you have already applied for a mortgage loan, your loan officer will have already pulled your credit report and should be able to advise you on aspects of your credit report that may require attention.

2. Pay Bills on Time

This sounds like a no-brainer but it is important. Lenders want to see a good payment history. Generally, if you pay your bills within 30 days of the due date your late payment will not be reported to the credit bureaus. However, you will accumulate unnecessary and costly late fees.

3. Pay Down Balances

The amounts of debt you have weighs heavily on your overall credit score. If you can pay down balances – your credit will improve. Generally, it’s reasonable to keep your credit card balances at or below 30% of your credit limit. It also makes sense to pay down higher interest card balance before lower interest card balances.

Each loan program that Inlanta Mortgage offers has different requirements. Contact a licensed loan officer to see which programs you are eligible for. Inlanta loan programs include FHA, VA, USDA, 203K, Jumbo, and conventional mortgages. Some loan programs offer no down payment options.

Inlanta Mortgage is proudly celebrating twenty years in business. Learn more about Inlanta’s twenty year history here.

Inlanta Mortgage offers Fannie Mae/Freddie Mac agency products, as well as a full suite of jumbo and portfolio programs. The company is fully delegated HUD-FHA including FHA 203K, VA, and USDA approved. Inlanta Mortgage also offers numerous state bond agency programs. Review Inlanta’s mortgage loan programs here.

Inlanta Mortgage is a multi-state mortgage banker based out of Brookfield, Wisconsin. NMLS# 1016. Inlanta Mortgage is proud to be a recent recipient of a 2012 Top Workplace Award.

Mortgage Questions – Home Loan FAQ’s

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Mortgage FAQs

Mortgage Questions – Home Loan FAQ’s

1. Why buy, instead of rent?  Answer – A home is an investment. When you rent, you write your monthly check and that money is gone forever. But when you own your home, you can deduct the cost of your mortgage loan interest from your federal income taxes, and usually from your state taxes. You can also deduct the property taxes you pay as a homeowner. In addition, the value of your home may go up over the years. Finally, you’ll enjoy having something that’s all yours – a home where your own personal style will tell the world who you are.

2. How much money do I need to come up with to buy a house? Answer – This amount varies. It depends on the cost of the house you want to buy and the type of mortgage you get. Generally, there are three types of money that you will want to make sure you have available to purchase a home:

  • Earnest Money – This is the money you deposit on the home when you submit your offer to purchase. This money indicates to the seller that you are serious about buying the home.
  • Down Payment – This amount will vary depending on the loan program you are using. Conventional and FHA loans require as low as a 3% down payment, while VA and USDA loans have no down payment options.
  • Closing Costs – Closing costs cover lender fees and processing expenses. Your closing costs will depend on the the loan program and house you plan to buy. Your lender will provide an estimate of closing costs on your Good Faith Estimate (GFE). Along with estimated costs, your GFE will also specify the terms of the loan for which you applied.

3. What do I need to apply for a mortgage? To apply for a mortgage with Inlanta Mortgage, we recommend you first complete an online application. You can use our branch locator to find a loan officer near you and apply online. After your application is received, your loan officer will require the following information to verify employment, identity, debt, and assets. This list is not exhaustive and more information may be required.

  • Copies of Bank Statements
  • 401(k), Stocks, Bond, Mutual Fund Account Statements
  • 2 Months Recent Pay Stubs
  • W2′s and Income Tax Statements for 2 Years
  • Records of Outstanding Loans/Revolving Credit Card Accounts
  • Copies of Driver Licenses/Identification Cards (verified)
  • 12 Month Rental History (if new home buyer)

4. What type of mortgage loan can I get? This will depend on many factors. Most first-time home buyers opt for a 30-year fixed rate mortgage. Review our mortgage loan programs to see which program would be most appropriate for your unique financing needs or contact a licensed Inlanta Mortgage lending professional for more information.

Visit our blog regularily for more answers to your mortgage questions!

Inlanta Mortgage is proudly celebrating twenty years in business. Learn more about Inlanta’s twenty year history here.

Inlanta Mortgage offers Fannie Mae/Freddie Mac agency products, as well as a full suite of jumbo and portfolio programs. The company is fully delegated HUD-FHA including FHA 203K, VA, and USDA approved. Inlanta Mortgage also offers numerous state bond agency programs. Review Inlanta’s mortgage loan programs here.

Inlanta Mortgage is a multi-state mortgage banker based out of Brookfield, Wisconsin. NMLS# 1016. Inlanta Mortgage is proud to be a recent recipient of a 2012 Top Workplace Award.

Use our branch locator to find a loan officer near you.

 

 

How To Buy a House

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How to Buy a House

Tips for Buying a House

Buying a house is a big deal! Here are a few tips you may find useful as you embark on your home buying adventure!

1. Check your credit.

Most people need a mortgage to buy a house. Since the terms of your mortgage loan will be dependent on your credit history, make sure you know what condition your credit is in. You’ll want to make sure your credit history is as clean as possible. A few months before you start house hunting, get copies of your credit report. Consult a licensed mortgage originator to discuss your credit and to determine your best course of action moving forward. Inlanta Mortgage originators can offer practical advice on credit repair and refer you to reputable credit repair specialist if necessary.

2. Look for a home you can really afford.

Utilize our How Much Can I Borrow Calcuator to get an idea of what you can afford. For a more accurate assessement, we recommed you contact a licensed mortgage originator for a pre-approval. Use our Branch Locator to find an Inlanta lending professional near you and submit your application for pre-approval.

3. If you can’t put down the usual 20 percent, you may still qualify for a loan.

Inlanta Mortgage offers mortgage loan programs that do not require a 20 percent down payment. Inlanta currently offers conventional mortgage loans that offer as low as 3% down payments. Eligible veterans can take advantage of the VA Mortgage Loan program which offers a no down payment option. Review our mortgage loan programs or contact a licensed loan orginator for a free, no obligation consultation.

4. Buy in a district with good schools.

Don’t have kids? In most areas, this advice still applies. When it comes time to sell, you’ll learn that strong school districts are a top priority for many home buyers, thus helping to boost property values. A Realtor can advise you on school districts, neighborhoods and more.

5. Get professional help.

Even though the Internet gives buyers unprecedented access to home listings, most new buyers (and many more experienced ones) are better off using a professional Real Estate Agent. Buying a house is a big decision –  best made with the assistance of a professional.

6. Before house hunting, get pre-approved.

Getting pre-approved will you save yourself the grief of looking at houses you can’t afford and put you in a better position to make a serious offer when you do find the right house. Not to be confused with pre-qualification, which is based on a cursory review of your finances, a pre-approval from a lender is based on your actual income, debt and credit history. Read Get Mortgage Pre-Approval Before House Hunting for more information.

7. Hire a home inspector.

A home inspection is not the same as an appraisal. An appraisal is a written estimate of a property’s market value. Lenders require appraisals to determine the appropriate loan amount. A home inspector will check the home’s roof, basement, heating system, water heater, etc. A home inspector will be able to point out potential problems that could require costly repairs down the road. The home inspector’s report will help you make a more informed decision regarding a real estate purchase.

Buying a home is the largest single investment that most Americans will make. Trust a professional to help you with this decision. Contact an Inlanta Mortgage loan officer near for more information on qualifying, available loan programs, the loan process, and more. Use our branch locator to find an Inlanta Mortgage office near you.

Inlanta Mortgage is proudly celebrating twenty years in business. Learn more about Inlanta’s twenty year history here.

Inlanta Mortgage offers Fannie Mae/Freddie Mac agency products, as well as a full suite of jumbo and portfolio programs. The company is fully delegated HUD-FHA including FHA 203K, VA, and USDA approved. Inlanta Mortgage also offers numerous state bond agency programs. Review Inlanta’s mortgage loan programs here.

Inlanta Mortgage is a multi-state mortgage banker based out of Brookfield, Wisconsin. NMLS# 1016. Inlanta Mortgage is proud to be a recent recipient of a 2012 Top Workplace Award.

American Dream of Home Ownership Strong

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American Dream of Homeownership

Most Americans either already own their homes or plan on buying one in the next 10 years, a Gallup Poll said last week. The American dream of home ownership is still very strong.

Home Ownership Still the Dream

56% of American own a home and plan to continue to own their home for a foreseeable future. 25% of non-homeowners plan to buy a home in the next ten years. Only 11% of those polled said they do not plan to buy a home in the foreseeable future. 3% polled say they plan to sell and rent within 10 years.

Younger Americans Likely to Buy

Nearly 7 in 10  (68%) Americansaged 18 to 29 currently do not own a home, but plan on buying one within the next 10 years. Coupling this with the 21% of younger Americans who say they already are homeowners leaves few adults under 30 who say they don’t own a home and have no plans on buying one. There will also be a continuous stream of young people entering the 18 and older segment of the population going forward.

Homebuyer Help

Are you a first time homebuyer? Contact a licensed Inlanta Mortgage lending professional to receive your free, no obligation mortgage pre-approval. Pre-approvals are essential to the home shopping process. Read more about pre-approvals in our recent blog post – Get Mortgage Pre-Approval Before House Hunting.

Here are a few more helpful resources for first time home buyers:

  • Mortgage Tools – Check out our Mortgage Tools and Resources to access mortgage calculators, mortgage glossary, or to read more about the loan process.
  • Loan Programs – Inlanta Mortgage offers a variety of loan programs. Read more about our loan programs and contact a licensed loan officer to discuss which program is best for your home financing needs.
  • Visit our blog for Tips for First Time Home Buyers, Mortgage Myths, and First Time Home Buyer Mistakes!

Inlanta Mortgage is proudly celebrating twenty years in business. Learn more about Inlanta’s twenty year history here.

Inlanta Mortgage offers Fannie Mae/Freddie Mac agency products, as well as a full suite of jumbo and portfolio programs. The company is fully delegated HUD-FHA including FHA 203K, VA, and USDA approved. Inlanta Mortgage also offers numerous state bond agency programs. Review Inlanta’s mortgage loan programs here.

Inlanta Mortgage is a multi-state mortgage banker based out of Brookfield, Wisconsin. NMLS #1016. Inlanta Mortgage is proud to be a recent recipient of a 2012 Top Workplace Award.

Get Mortgage Pre-Approval Before House Hunting!

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Bring Your Pre-Approval

House Hunting? You Need a Pre-Approval Letter

Will you be dropping by a few open houses this weekend? Take a pre-approval letter with you! Pre-approvals provide house hunters with a number of benefits:

  • Your Realtor knows you’re serious when you present a pre-approval letter.
  • Sellers prefer to negotiate with prospective buyers with pre-approvals over simple pre-qualification letters – often times sellers won’t even consider your offer without a pre-approval letter from a licensed mortgage loan originator!
  • Your mortgage pre-approval letter takes into consideration down payment percentages, interest rates, property taxes and mortgage insurance – which makes it clearer to you (the buyer) just how much you can truly afford to borrow.
  • A solid pre-approval will help you get your loan processed faster. Getting a
    pre-approval could take your offer from a 60 day closing to as little as 30 days.

Pre-Approvals are Not Pre-Qualifications

Pre-qualifications will give you an idea of what kind of loan you may qualify for and can typically be completed in minutes. This informal estimate may be just fine for those in the very early stages of the home buying process.

Pre-approvals are more involved and are a better indication of your ability to fully qualify for a mortgage loan. In order to get pre-approved, we will gather all the information we need to begin the loan process. This typically involves a credit check as well as income and asset verification. Typical documents required for a pre-approval include:

  • Bank statements
  • W-2s
  • Drivers License/Identification
  • Paystubs
  • Proof of IRAs or retirement accounts and their balances

Apply Online for Your Pre-Approval

Securely submit your application online! Click here to submit and application now or use our branch locator to find a licensed mortgage loan orginator near you.

Inlanta Mortgage loan officers are dedicated to helping you achieve your dreams of homeownership. Review testimonials for Inlanta Mortgage loan officers here. All testimonials were published with the express permission of our customers. Last names have been omitted to ensure their privacy.

Inlanta Mortgage is proudly celebrating twenty years in business. Learn more about Inlanta’s twenty year history here.

Inlanta Mortgage offers Fannie Mae/Freddie Mac agency products, as well as a full suite of jumbo and portfolio programs. The company is fully delegated HUD-FHA including FHA 203K, VA, and USDA approved. Inlanta Mortgage also offers numerous state bond agency programs. Review Inlanta’s mortgage loan programs here.

Inlanta Mortgage is a multi-state mortgage banker based out of Brookfield, Wisconsin. NMLS# 1016. Inlanta Mortgage is proud to be a recent recipient of a 2012 Top Workplace Award.

Buying a House? How About a Fixer-Upper?

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Are you having a hard time finding a property in your price range?
Have you considered a fixer-upper?

Finance House and Repairs

If you find a house with potential on the lower end of your budget, an FHA 203K rehabilitation loan allows you to finance repairs and the house purchase in one loan.

A bedroom addition, a family room extension, an upgraded kitchen and a bathroom remodel are a few of the options available to you with an FHA 203K rehabilitation loan.

Five Reasons to Consider FHA 203K Loan

  1. Turn an average home into a dream home. Qualifed homebuyers can improve less-than-perfect homes in desirable locations or address property shortcomings immediately without draining savings.
  2. Make the home your own – removing the previous owner’s style. Everyone has different tastes – you don’t have to live with the previous owner’s choices.
  3. Fix things the previous owner may have ignored – windows, roof repairs, etc.
  4. Get more house for the money. REOs and foreclosures are still a large part of the real estate inventory. Buyers can take advantage of reduced home prices.
  5. Rolling rehabilitation costs into the mortgage allows borrowers access to repair funds at lower rates.

FHA 203K Program Eligibility

  1. Down Payment – 3.5% of total amount of purchase plus costs of repairs – gift funds allowed
  2. Seller contributions – seller may contribute 6% of purchase prices toward closing cost and prepaids
  3. Purchase of owner occupied primary residence that have been completed for at least one year.

More Information on FHA 203K Loans

Contact a licensed Inlanta Mortgage loan originator for more information on FHA 203K rehabilitation loans. Use our branch locator to find an office near you – or apply online now.

Inlanta Mortgage is proudly celebrating twenty years in business. Learn more about Inlanta’s twenty year history here.

Inlanta Mortgage offers Fannie Mae/Freddie Mac agency products, as well as a full suite of jumbo and portfolio programs. The company is fully delegated HUD-FHA including FHA 203K, VA, and USDA approved. Inlanta Mortgage also offers numerous state bond agency programs. Review Inlanta’s mortgage loan programs here.

Inlanta Mortgage is a multi-state mortgage banker based out of Brookfield, Wisconsin. NMLS# 1016. Inlanta Mortgage is proud to be a recipient of a 2012 Top Workplace Award and wasn’t recently named a Top 100 Mortgage Banking Company in America 2012.

Home Prices Jump 10.2%

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Home Prices Jump

Home Prices Jump

Home prices experienced their biggest year-over-year increase in February in nearly seven years. According to the CoreLogic February Home Price Index report, home prices nationwide, including distressed sales, increased by 10.2 percent on a year-over-year basis from a year ago. This jump in home prices is the biggest year-over-year increase since March 2006. This is the 12th consecutive monthly increase in home prices nationally. On a month-over-month basis, including distressed sales, home prices increased by 0.5 percent from January.

Time To Buy

With home prices on the rise, buyers on the fence regarding homeownership may want to consider jumping in the ring. Home affordability continues to be high with average 30-fixed mortgage rates hovering around 4%.

In the news, we hear about the difficulties first time home buyers experience when trying to obtain credit – but many buyers really don’t know if they can qualify for a mortgage. There are loan programs available that allow for no down payments and others that require as little as 3% down. If a down payment is your hurdle to homeownership, consult a licensed originator to discuss your options. Loan officers can counsel home buyers on the steps they would need to take to qualify for a mortgage. Pre-approvals for mortgage loans are a free service loan officers provide and buyers are under no obligation.

First Time Home Buyer Resources

Here are a few of our most popular blog posts for first time home buyers:

Contact a licensed Inlanta Mortgage loan originator to discuss your home financing needs. Use our branch locator to find an office near you.

Inlanta Mortgage is proudly celebrating twenty years in business. Learn more about Inlanta’s twenty year history here.

Inlanta Mortgage offers Fannie Mae/Freddie Mac agency products, as well as a full suite of jumbo and portfolio programs. The company is fully delegated HUD-FHA including FHA 203K, VA, and USDA approved. Inlanta Mortgage also offers numerous state bond agency programs. Review Inlanta’s mortgage loan programs here.

Inlanta Mortgage is a multi-state mortgage banker based out of Brookfield, Wisconsin. NMLS# 1016. Inlanta Mortgage is proud to be a recent recipient of a 2012 Top Workplace Award.

Mortgage Myths

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Mortgage Myths

There is a lot of misinformation floating around regarding mortgages. By debunking the following mortgage myths we hope to help new home buyers better understand and approach the home buying process.

Mortgage Myths Debunked

1. Minimum Down Payment is 5% – There are a number loan programs available that allow home buyers to put down less than 5%. Contact a licensed mortgage loan officer to discuss low down payment options (including FHA) and no down payment options (USDA and VA).

2. Bankruptcies Not Allowed – Each loan program has specific requirements regarding the length of time that must have passed since the completion of your bankruptcy. Contact a licensed mortgage loan officer to determine which loan program is best for your unique financial situation.

3. Pre-Approvals Guarantee a Complete Loan Approval – While a pre-approval indicates you are qualified for a mortgage, a number of things can derail your financing before your actual closing date. During the formal loan process, underwriters thoroughly check your income, assets, and debt. If you run up credit card balances or lose your job before closing – your financing can fall through. Be careful with your finances during the loan process to ensure a smooth closing.

Addtional Resources for New Home Buyers

Are you a new home buyer in need of additional information? Check out first time home buying resources and additional information on mortgage myths below:

Inlanta Mortgage is proudly celebrating twenty years in business. Learn more about Inlanta’s twenty year history here.

Inlanta Mortgage offers Fannie Mae/Freddie Mac agency products, as well as a full suite of jumbo and portfolio programs. The company is fully delegated HUD-FHA including FHA 203K, VA, and USDA approved. Inlanta Mortgage also offers numerous state bond agency programs. Review Inlanta’s mortgage loan programs here.

Inlanta Mortgage is a multi-state mortgage banker based out of Brookfield, Wisconsin. NMLS# 1016. Inlanta Mortgage is proud to be a recent recipient of a 2012 Top Workplace Award.